Record Retention Manual

The OBL is pleased to partner with the Massachusetts Bankers Association to provide our members with the opportunity to purchase a bank record retention manual. The 7th edition of the Bank Record Retention Quick Notes© updated August of 2025 is available for purchase through a NEW streamlined ordering process.   

The record retention quick notes is only available in the electronic version and may not be reproduced due to copyright protections. Please follow this product link to purchase the secure digital manual. Once purchased, login credentials will be sent to the purchaser’s email address within 3 business days.  

The Quick Notes refer to federal or general industry practices in six broad topic areas: General; Deposits and Operations; Loans; Securities; Human Resources; and Tax. They also contain the available requirements of FinCEN, CFPB, OCC, NACHA, IRS, SEC, FDIC, FRB and other relevant state agencies. 

*  To protect the author’s copyrighted material, this product is only available in a secure digital format. 

Holiday Closing Signs

OBL is pleased to transition the production of the Holiday Closing Signs over to OBL Endorsed Business Partner SPRY. The signs, based on the Federal Reserve holiday schedule, include;

• New Year's Day
• Martin Luther King, Jr. Day
• Presidents Day
• Memorial Day
• Juneteenth
• Independence Day
• Labor Day
• Columbus Day
• Veterans Day
• Thanksgiving
• Christmas Day

Please contact Paige Houlihan, for more information or to order signs.

Bank Compensation & Benefits Survey

While compensation risk management continues to garner great attention, an equally increasing focus among policymakers, regulators and industry executives has become the rising costs of health care and the value of those benefits to today's workforce.

Banks today need customized, insightful and effective strategies to not only address compensation issues, but the benefits mix as well. To help financial institutions wrestle with these strategic decisions, the OBL conducts an annual Bank Compensation & Benefits Survey. Results are compiled into a comprehensive report of comparative statistics on base salary, additional compensation, employee benefits, compensation and incentive pay trend data as well as director information broken down by asset categories, geographic regions and FTEs.  For questions about the Bank Compensation and Benefits Survey or to purchase the most recent copy, contact Audra Johnson.