Coming Together to Control Costs

In today's competitive market, benefits have become as important as compensation when hiring or retaining the best talent.

The Ohio Bankers Benefits Trust has been offering quality health benefits exclusively to its members since 1952.  Collectively, the OBBT provides benefit options and plans for small to medium-sized banks to assist in competing for and retaining the best employees. 

The OBBT strives to maintain a high-quality, cafeteria-style program while keeping premium increases to a minimum through the concept of risk-sharing. Each bank has the opportunity to choose among our many options for medical, dental, vision, life, and other voluntary benefits, and then offer its employees the option of selecting a plan that meets their needs.  Each bank will have access to our online eligibility system to simplify the enrollment process by eliminating the need to remit paper forms.  To support each bank’s human resources capabilities, the OBBT staff includes a full-time plan administrator who is always available to answer any questions that may arise.

The OBBT difference is that only we can harness the collective resources of all Ohio banks and thrifts.

To find out more contact our in-house, employee benefits pros:

The Transparency in Coverage Final Rules require certain group health plans to disclose on a public website information regarding in-network provider rates and historical out-of-network allowed amounts and billed charges for covered items and services in two separate machine-readable files (MRFs).  The MRFs for the benefit package options under the The Ohio Bankers Benefits Trust can be found by clicking on this link: EIN# 31-1306485


These files follow the Centers for Medicare & Medicaid Services (CMS) defined layout and are in the CMS approved format (JSON) and are not meant for a consumer-friendly search of rates, benefits, or cost sharing. Please refer to the member resources available through for this information.


Transparency in Coverage     |     Your Rights and Protections Against Surprise Medical Bills     |     Ohio Bankers League Required Notices

Board of Trustees

The Ohio Bankers Benefits Trust is governed by a board of banking industry trustees.

  • Lewis Renollet - Immediate Past Chair
    President & CEO
    Monroe Federal Savings
  • John Essen - Chair
    President & CEO
    Community Savings Bank, Bethel
  • Mark Masters- Vice Chair
    President & CEO
    Mechanics Savings Bank
  • Paul Reed
    Chairman & CEO
    The Farmers Bank and Savings Company
  • Trisha Walter

  • Dean Miller
    President & CEO
    The First National Bank of Bellevue