11/05/25
The Ohio Bankers League joined state banking associations across the country this week in submitting a formal comment letter to the U.S. Department of the Treasury on implementation of the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act). The OBL’s letter strongly urges Treasury to maintain the Act’s core intent—ensuring that payment stablecoins function as means of payment, not investment vehicles.
11/05/25
Ohio has a new Congressional map. The 7-member Ohio Redistricting Commission struck a bipartisan compromise ahead of their end-of-October deadline last week, finalizing the new lines for Ohio’s 15 U.S. House Districts until the 2032 election. If you need a refresher on this process over the last few months, you can read our initial analysis on the redistricting process HERE.
After much speculation and debate about the process itself, this is the first time Ohio has had to redraw its map inside the historical census-based 10-year period due new constitutional criteria voters passed in the previous decade.
10/29/25
The Federal Communications Commission advance a new Notice of Proposed Rulemaking that reflects several key improvements the Ohio Bankers League has strongly advocated for to protect consumers and financial institutions from fraud and illegal robocalls. Read More Here.
10/22/25
A new bill introduced in the U.S. Senate aims to significantly increase the dollar‑thresholds for two key reporting requirements under the Bank Secrecy Act (BSA). The proposed legislation would also require periodic inflation adjustments of the thresholds.
10/15/25
The sponsors of House Bill 493, Representatives David Thomas (R-Jefferson) and Dan Troy (D-Willowick), appeared before the House Local Government Committee today to deliver sponsor testimony on their bipartisan proposal to end the sale of delinquent property tax certificates in Ohio by January 1, 2027.
HB 493, jointly sponsored by Rep. Thomas and Rep. Troy, would sunset both public-auction and negotiated sales of delinquent property tax certificates after 2026 . Under current law, counties may sell these certificates to private investors who assume the government’s tax lien and can subsequently foreclose if repayment is not made—often adding substantial fees and interest in the process.
10/15/25
Treasury Secretary Scott Bessent used his keynote address at last week’s Federal Reserve Community Bank Conference to deliver a message that resonated deeply across the community banking industry: Washington wants to help local banks thrive again.
In a wide-ranging speech, Bessent outlined the administration’s plan to strengthen the community bank business model — from revisiting capital requirements and streamlining anti-money-laundering compliance, to taking a hard look at core technology providers that have long constrained smaller banks’ ability to innovate.
10/15/25
The Ohio Bankers League (OBL) continues to make meaningful progress in advancing capital flexibility for Ohio’s mutual institutions. Last week, OBL leaders were in Washington, D.C., meeting with senior officials at the Federal Reserve, FDIC, and OCC to push for long-overdue clarity around Mutual Capital Certificates (MCCs)—a key mechanism that would help mutual banks raise capital while maintaining their mutual ownership structure.
10/08/25
The Ohio Bankers League and the Community Bankers Association of Ohio recently sent a letter to the Ohio Treasurer’s Office outlining serious concerns with proposed changes to the Homebuyer Plus Program. While the program has been a tremendous success in helping Ohioans save for homeownership, the proposed return of nearly $1 billion in deposits could create major liquidity and operational challenges for participating banks. OBL continues to advocate for stability, predictability, and collaboration to ensure this program remains sustainable for both savers and financial institutions.
10/08/25
The Ohio Housing Finance Agency (OHFA) has launched trainings on its programs for lending, real estate, and counseling partners. The Agency offers down payment assistance, career-related interest rate discounts, other loan products, and benefits for Ohio homebuyers.
10/08/25
Federal banking regulators are signaling a major philosophical shift in how they plan to oversee banks, especially community institutions. This week the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) each unveiled reforms aimed at narrowing the scope of supervision to focus squarely on material, measurable financial risks—rather than procedural compliance or reputational concerns.
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