03/04/26
Federal regulators are advancing targeted reforms—including eliminating outdated mortgage reporting requirements and exploring liquidity rule changes—aimed at reducing regulatory burden while maintaining strong consumer protections and financial stability.
02/18/26
OBL is proud to announce a new partnership with the Ohio Attorney General's Office and the Ohio Health Care Association as part of a coordinated statewide effort to combat elder abuse and financial exploitation.
Announced by Ohio Attorney General Dave Yost, the initiative brings together frontline professionals, including bankers, health-care providers, and pharmacists, to increase awareness, strengthen training, and improve reporting of suspected abuse.
02/18/26
: Last week FinCEN took a significant step forward toward a more practical, risk-based customer due diligence framework. Under the new ruling, banks are no longer required to repeatedly collect and verify beneficial ownership information each time an existing legal entity customer opens a new account.
02/18/26
Last week, Senator Bernie Moreno (R-OH) and Representative Warren Davidson (R-OH) introduced the American Lending Fairness Act of 2026, bipartisan legislation designed to strengthen federal lending standards and preserve the long-standing balance between state and national banking authority. OBL issued a statement supporting the bill’s introduction, underscoring its importance to community banks and the future of the dual banking system.
02/11/26
OBL's President & CEO, Michael Adelman, recently sat down for an interview with Crain's Cleveland Business on President Trump's 10% interest rate cap, warning that this is a bad idea for both consumers and for businesses
02/04/26
Today, U.S. Senator Bernie Moreno (R-OH) teamed up with Senator Ruben Gallego (D-AZ) to introduce OBL supported bipartisan legislation aimed squarely at cracking down on fraudulent advertising on social media platforms — a persistent source of consumer harm and financial loss for households and communities across Ohio and the nation.
01/21/26
Yesterday, the OBL and other Ohio business groups issued a joint statement on the proposed credit card 10% interest rate cap.
01/14/26
“Anyone can complain, and they should have the right to, but if you want to see change you must act. Actions speak louder than words. Don’t complain about things, change things.” – Benjamin Franklin
When it comes to American public policy, there is a wealth of history to look back on as we celebrate the United States’ 250th birthday this year. But policy decisions are being made today that will shape our future and one day be looked back at in history. You can sit on the sideline and watch, or you can affect those decisions today and be a part of making that history.
01/14/26
Thursday, the Senate Banking Committee will vote on three proposals backed by President Trump that would drain bank deposits through interest-bearing stablecoins, slash interchange revenue through the Credit Card Competition Act, and impose a 10% cap on credit card interest rates—all of which would reduce credit and undermine the free-market banking system. If we do not push back now, we are being told these efforts will quickly expand to state-level interest rate caps on other products.
01/07/26
The 2026 election year has officially kicked off, and today the leading candidates running to be Ohio’s next Governor announced their running mates, who would serve as Lieutenant Governor.
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