10/30/24
The big day, Election Day 2024, is finally upon us. Here is
a preview on what to watch for when the results roll in across Ohio next week:
10/23/24
The Consumer Financial Protection Bureau (CFPB) this week released the final rule implementing Section 1033 of the Dodd-Frank Act, which mandates that banks and other financial institutions provide consumers with access to their financial information or share it with a third party at the consumer's direction. The rule also prohibits third parties from using consumer data for unsolicited product advertising and requires businesses to delete personal information once customers revoke their data access permissions.
10/23/24
Ohio used to be considered THE bellwether state in Presidential elections. In fact, this was the case for roughly 50 years until 2020. If you have not noticed, we are drowning in political ads for the Sherrod Brown versus Bernie Moreno U.S. Senate race – one of the top races for both Democrat and Republican political arms. But where are all the Donald Trump and Kamala Harris ads? The truth is, love it or hate it, Ohio is no longer a swing state.
10/16/24
While Congress is officially on recess till the November general election, that isn’t stopping members of Congress from attempting to set up pathways forward for their legislation.
10/16/24
Picture this: you are looking at your ballot for an election either at the polls on Election Day or on your mail-in ballot at the dinner table. The first race listed on the ballot is usually the highest-profile. For this General Election coming up on November 5, the biggest one is the U.S. Presidential race, followed by the Ohio U.S. Senate race. But then after you confidently pick your first two choices, you start to see some names and races that are unfamiliar, and you may not have heard of them. These people in these races – folks running for County Common Pleas Judgeships for example – are called “down-ballot” or “down-ticket” candidates. Some perennial and important down-ballot races for the Ohio business community are the Ohio Supreme Court races. Read more to understand the significance of these races.
10/09/24
Whether you are voting in the ballot box early or on election day, or you are planning to vote by a mail-in ballot, you will see Issue 1 with an opportunity to vote Yes or No on it. There will be some summary language on the page you make your vote selection, however this is a particularly politically charged issue.
10/02/24
The OBL has heard from bank's around the state that fraud has been top of mind going into 2025. With the enhancement of technology, fraud and scams pose an even greater threat to banking customers, particularly the aging population. Here are some resources to help educate your bank customers on the different types of elder scams, how to prevent occurrences and what to do in cases where someone falls victim.
10/02/24
With the November General Election just over a month away, there are number of key dates and deadlines to be aware of leading up to the election. To make sure you are ready to have your voice heard at the polls, please click HERE for the full article.
09/25/24
Legislation curtailing credit bureaus ability to sell a consumer’s information to other lenders when applying for a mortgage or HELOC, was added to the must pass National Defense Authorization Act this week.
09/18/24
Following the sudden and material changes to the Homebuyer Plus Program announced by the Ohio Treasurer of State’s office just about a month ago, there has been a significant outcry from members and the industry over the future of the program. After enticing banks to participate in the program under a certain set of guidelines and expectations, the Treasurer’s office completely altered the program with almost no notice. OBL continues to push back on the changes and is asking that the Treasurer’s office revise the changes, but banker participation is needed.
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