Understanding Bank Performance OBL

Understanding Bank Performance

8-Session Course Available Live & OnDemand

Available Live & On-Demand

The 8-Part Understanding Bank Performance Series is offered LIVE and will remain available OnDemand through March 27, 2026. Perfect for catching up on any missed sessions!

The Ohio Bankers League is pleased to partner with the Washington Bankers Association, as well as state associations from across the country, to provide this new virtual series. The program will focus on providing students with the information, access to instructors and networking with peers to help prepare them for new responsibilities within the bank. Each program is carefully crafted to ensure students have personal interaction with expert instructors and includes homework designed to help them fully understand class materials.

Sessions will be recorded and available for viewing if schedule conflicts arise.

Questions?
Contact Julie Kiplinger at 614-340-7612.

Location Virtual Session

Registration Fees

Price Description	Amount
All 8 Session	$1,000.00

Agenda

Thursday, January 08 - Thursday, January 08
11:00 am - 1:00 pm
	Fundamentals of Financial Statements Pt 1 Develop a clear understanding of the relationship of how assets, liabilities and capital interrelate Describe the different asset classes held by the bank Identify primary funding sources Understand risk-based capital
Friday, January 09 - Friday, January 09
11:00 am - 1:00 pm
	Fundamentals of Financial Statements Pt 2 Identify components of a bank’s income statement Identify how a bank generates revenue and earnings Discuss the major cost drivers Connect the balance sheet with the income statement Identify how risk management strategies impact overall performance
Thursday, January 15 - Thursday, January 15
11:00 am - 1:00 pm
	Credit Metrics & Credit Quality Understand the ratios that define how a loan portfolio is performing Discuss the pros and cons of different portfolio types Identify how risk is quantified and measured Explain regulatory limits on portfolio concentrations
Friday, January 16 - Friday, January 16
11:00 am - 1:00 pm
	Funding & Liquidity Develop a clear understanding of liquidity in banks Describe how banks manage liquidity Discuss funding strategies Analyze capital position and the impact it may have on financial performance
Thursday, January 22 - Thursday, January 22
11:00 am - 1:00 pm
	Capital & Bank Investments Develop a clear understanding of capital through analysis of the balance sheet Discuss capital instruments, retained earnings, dividends, share repurchase Identify and discuss the importance of capital ratios, regulatory requirements and valuation Identify shareholder risk in bank investment
Friday, January 23 - Friday, January 23
11:00 am - 1:00 pm
	Risk & Return Discuss risk management expectations Understand various risks to your bank and mitigation strategies Apply risk and return examples using scenario-based opportunities
Thursday, January 29 - Thursday, January 29
11:00 am - 1:00 pm
	Capstone Overview Discuss key performance indicators Describe the different asset classes held by the bank Describe the bank’s general funding strategy Analyze capital position and the impact it may have on growth
Friday, January 30 - Friday, January 30
11:00 am - 1:00 pm
	Proforma Capstone In this final session, participants will work through an analysis of three financial institutions with recommendations for action, intended benefits and potential risks.

Speakers

Name	Speaking At