Understanding Bank Performance - Fall Session

This 8 session course provies a strong foundation for the Next Generation of Bankers

Who should attend?

Participants will learn how to assess and analyze a bank's financial performance by working with data from real institutions. Using financial statements from one sample financial institution along with statements from their own banks, participants will become familiar with the ins and outs of balance sheets and income statements and learn how to apply key performance metrics to the data presented in these documents.

Having learned how to interpret and analyze a bank's financial statements, participants will gain deeper insight into the factors affecting bank performance. Later sessions in this course will address ways in which performance may be hindered or improved by funding strategies and risk management. Ultimately, participants will be able to review a bank's financial statements to identify strengths and weaknesses and be able to recommend changes that will lead to improved performance.

In the final session of this course, participants will put what they have learned into practice. Participants will analyze a new data set, rate the bank's performance and suggest strategic adjustments that might benefit the bank.

 Start Date - End Date

October 30, 2023

11:00 AM - 1:00 PM

Registration Deadline

Friday, October 27, 2023

 Start Date - End Date

October 30, 2023

11:00 AM - 1:00 PM

Early Bird Discount Deadline

Registration Deadline

Friday, October 27, 2023

Online Registration is Closed!
Call 614-340-7610 to Register!


The Ohio Bankers League is pleased to partner with the Washington Bankers Association, as well as state associations from across the country, to provide this new virtual series. The program will focus on providing students with the information, access to instructors and networking with peers to help prepare them for new responsibilities within the bank. Each program is carefully crafted to ensure students have personal interaction with expert instructors and includes homework designed to help them fully understand class materials.

Sessions will be recorded and available for viewing if schedule conflicts arise.

Contact Julie Kiplinger at 614-340-7612.

Location  Virtual Session

Registration Fees

Price Description Amount
All 8 sessions $1,000.00


Pre-Conference Events
Monday, October 30 - Monday, October 30
11:00 am - 1:00 pm
  Fundamentals of Financial Statements Pt 1
  • Develop a clear understanding of the relationship of how assets, liabilities and capital interrelate
  • Describe the different asset classes held by the bank
  • Identify primary funding sources
  • Understand risk-based capital
  • Tuesday, October 31 - Tuesday, October 31
    11:00 am - 1:00 pm
      Fundamentals of Financial Statements Pt 2
  • Identify components of a bank’s income statement
  • Identify how a bank generates revenue and earnings
  • Discuss the major cost drivers
  • Connect the balance sheet with the income statement
  • Identify how risk management strategies impact overall performance
  • Monday, November 06 - Monday, November 06
    11:00 am - 1:00 pm
      Credit Metrics & Credit Quality
  • Understand the ratios that define how a loan portfolio is performing
  • Discuss the pros and cons of different portfolio types
  • Identify how risk is quantified and measured
  • Explain regulatory limits on portfolio concentrations
  • Tuesday, November 07 - Tuesday, November 07
    11:00 am - 1:00 pm
      Funding & Liquidity
  • Develop a clear understanding of liquidity in banks
  • Describe how banks manage liquidity
  • Discuss funding strategies
  • Analyze capital position and the impact it may have on financial performance
  • Monday, November 13 - Monday, November 13
    11:00 am - 1:00 pm
      Capital & Bank Investments
  • Develop a clear understanding of capital through analysis of the balance sheet
  • Discuss capital instruments, retained earnings, dividends, share repurchase
  • Identify and discuss the importance of capital ratios, regulatory requirements and valuation
  • Identify shareholder risk in bank investment
  • Tuesday, November 14 - Tuesday, November 14
    11:00 am - 1:00 pm
      Risk & Return
  • Discuss risk management expectations
  • Understand various risks to your bank and mitigation strategies
  • Apply risk and return examples using scenario-based opportunities
  • Monday, November 20 - Monday, November 20
    11:00 am - 1:00 pm
      Capstone Overview
  • Discuss key performance indicators
  • Describe the different asset classes held by the bank
  • Describe the bank’s general funding strategy
  • Analyze capital position and the impact it may have on growth
  • Tuesday, November 21 - Tuesday, November 21
    11:00 am - 1:00 pm
      Proforma Capstone
    In this final session, participants will work through an analysis of three financial institutions with recommendations for action, intended benefits and potential risks.


    NameSpeaking At



    Location Information

    Virtual Session

    Get directions

    Hotel Information

    Continuing Education

    Event Brochures

    Site Maintenance

    The site is currently unavailable due to scheduled maintenance. Please retry again in some time.