2025 OBL/NCBA Annual Convention OBL

2025 OBL/NCBA Annual Convention

Thank you App Sponsor: Ohio Bankers Benefits Trust

Online Registration is now closed. Please reach out to education@ohiobankersleague.com to inquire about registrations! Thank you!

The OBL & NCBA invite you to join us at The Omni Homestead in beautiful Hot Springs, Virginia for the 2025 OBL/NCBA Annual Convention.

Check out the NCBA/OBL WEBSITE for all the program and agenda details!

Location The Omni Homestead Resort

Registration Fees

Price Description	Amount
OBL Bank Member	$995.00
OBL Bank Member Guest	$495.00
Affiliates and Business Partners	$995.00
Children Ages 18 and Under	$195.00

Agenda

Monday, June 23 - Monday, June 23
8:00 am - 1:00 pm
	Convention Golf Outing Thank You to VISA for the Golf Outing Sponsorship. The Golf Outing will be held at The Cascades Golf Course. Pre-registration is required. For those who are golfing, please note the following logistics: Shuttle, Breakfast & Lunch • Shuttles depart beginning at 7:00 AM! Meet at the Old Course Pro Shop (just outside the double doors by Casino Lawn) at 7:00 a.m. to take a shuttle to the course, just minutes away. • Breakfast sandwiches and a boxed lunch will be provided at the course. • There will be a beverage cart on the course. Clubs & Rental! • If you are bringing your own clubs, please drop them at the Hotel Front Desk by 8 p.m. on Sunday, June 22. • If you indicated that you are renting clubs, these will be at the course and the payment will be added to your Master Bill. Format & Competitions We’ll be playing in a scramble format, great for all skill levels. Questions? Contact Evan Kleymeyer at 859-653-6566.	$295.00
12:00 pm - 5:00 pm
	Registration Opens Say hello and stop by to pick up your Annual Convention registration packet. Refreshments and snacks available.
3:00 pm - 5:00 pm
	Executives & Directors Workshop Evolution: Liquidity, Regulation, and Strategy Ryan Smith, Managing Director, PSC Join this Executives & Directors Workshop session for a discussion of current themes in the financial industry. Financial Institutions are under the microscope in this environment and integrating new options into a strategic plan is essential. Themes will include rethinking liquidity and funding to ensure a modernized view on sources and measures. This will also cover the impact that trends and regulation may have on your institution strategy. The discussion will include relevant market updates to contextualize the ideas and help management teams find more value in 2025 and beyond. Take-aways include: Better understand your options for sources and measures in a new environment; Evaluate the viability and cost/benefits of balance sheet restructuring; and Learn to align your institution's strategy with updated regulatory priorities and practices. Beyond DIY: What Every Bank Should Know about Shareholder Recordkeeping Kara Kennedy, President, ClearTrust, LLC Because you don't know what you don't know. For banks who are navigating the complexities of shareholder management in-house, shareholder recordkeeping is essential yet often mismanaged. This session reveals how simple recordkeeping missteps can create costly ripple effects across your operations, from delayed mergers to frustrated shareholders. Through practical examples and detailed guidance, participants will learn to identify recordkeeping mistakes common to community banks, apply a comprehensive quality control checklist to catch errors before they escalate, and implement time-saving solutions that reduce manual errors. Transform your recordkeeping from a potential liability into a strategic advantage, while protecting your bank's reputation and bottom line.
5:00 pm - 6:30 pm
	Welcome Reception & Grand Opening of Exhibit Hall Help us kick off the 2025 NCBA/OBL Annual Convention in the Exhibit Hall during this Welcome Reception! Make new friends within and across state lines and reconnect with more than 40 valued partners. Remember to Share Your Story and pick up Tickets from exhibitors for a chance to win a $500 Southwest Travel Gift Card. Thank You to Reception Sponsor: United Bankers' Bank.
Tuesday, June 24 - Tuesday, June 24
7:30 am - 8:30 am
	Breakfast in the Exhibit Hall Get fueled up to start the day and visit with more than 40 partners as you Share Your Stories and pick up Tickets from exhibitors for a chance to win a $500 Southwest Travel Gift Card. Thank you to Breakfast Sponsors: Lenderful Solutions and SPRY.
8:30 am - 9:00 am
	Rapid-Fire Presentations Hear demos from valued partners on the latest products and services for the future-forward banker.
9:00 am - 10:15 am
	Taxes, Tariffs, and Treasuries: What is in Store for Banks During this entertaining and informative session, Elliot Eisenberg, Ph.D., will provide a financial overview and outlook of the economic environment in which banks operate. To that end, Eisenberg will share his thoughts on how all four parts of GDP will perform, what changes are in store for the softening labor market, the path of inflation, the thinking of the Federal Reserve, the most likely route of interest rates, the shape of the yield curve, bank consolidation, and the likelihood of a near-term recession. Dr. Eisenberg will also delve into new and existing home sales, office vacancy rates, residential refi activity, home prices, auto, credit card, and home mortgage default rates, rising construction costs, energy costs, tariffs, tax cuts and much more. As time permits, Eisenberg will take questions from the audience. Thank You to Keynote Sponsors: PWCampbell and S.R. Snodgrass, PC.
9:30 am - 11:15 am
	Guest Activity: Homestead Donuts Cooking Demo Convention guests will join the Homestead Executive Pastry Chef for an exclusive cooking demo featuring the classic Homestead donut. Learn the secrets behind this beloved treat and gain expert tips! Participants will also enjoy delicious mimosas and learn some of the history of the resort. There is no cost to participate in this Guest Activity, however registration is required. Please note: Due to the popularity of this program, there will be two sessions ... one runs from 9:30 a.m. - 10:15 a.m. and the second runs from 10:30 a.m. - 11:15 a.m. Please see the flyer in your registration packet for timing details.
10:15 am - 11:00 am
	Networking Break in the Exhibit Hall Networking Break in the Exhibit Hall. Visit with 40+ service providers and learn about the latest and greatest in banking. Thank You to Break Sponsor: Elliott Davis; and Thank You to Exhibit Hall Sponsors: Community Bank Services and OBL BankServices.
11:00 am - 12:00 pm
	Executive Roundtables (Bankers Only) All NCBA and OBL bankers are invited to join peer conversations. The groups will be broken down by asset size and will feature discussions led by association management team members. Topics will be determined in advance of the sessions. $0 - $250M - Blue Ridge $250 - $500M - Piedmont $500M - $1B - Mt. Vernon Over $1B - Stratford
12:00 pm - 1:30 pm
	Lunch & General Session: Regulatory Relief Is Coming... What Does That Mean? with Mike Adelman, Ohio Bankers League, and Peter Gwaltney, North Carolina Bankers Association When President Trump took office for his second term, his administration and Congressional Republicans spoke about drastic cuts to bureaucracy and immediate regulatory relief. Join NCBA and OBL and Presidents Peter Gwaltney and Mike Adelman as they breakdown all that has happened in the first six months of the Trump administration and when banks can expect to see those changes filter down to their institutions.
2:00 pm - 4:00 pm
	Cornhole Tournament and Lawn Games Come and bring the family for fellowship, fun and lawn games! Includes snacks and beverages. Cornhole Tournament players must arrive at 2:00 p.m. to sign up. Official play will begin at 2:30 p.m. Thank You to Cornhole Sponsor: Ohio Capital Corporation for Housing.
5:00 pm - 6:00 pm
	Mutual Banks Reception - Bankers Only This reception is open to Mutual Banks attendees.
Wednesday, June 25 - Wednesday, June 25
7:30 am - 8:30 am
	Breakfast in the Exhibit Hall Enjoy a hot buffet breakfast as you visit with more than 40 partners as you Share Your Stories and pick up Tickets from exhibitors for a chance to win a $500 Southwest Travel Gift Card. Thank you to Breakfast Sponsors: Lenderful Solutions and SPRY.
8:30 am - 9:00 am
	Rapid-Fire Presentations Hear demos from valued partners on the latest products and services for the future-forward banker.
9:00 am - 10:00 am
	Unlocking Greatness: Building Champions, Teams, and Legacies In a world where excellence is no longer optional, how do individuals, teams, and organizations rise above the ordinary and achieve true greatness? This transformative keynote will guide attendees through the mindset, strategies, and insights needed to level up and sustain success in today's competitive environment. Dr. Julie Bell will help attendees ignite their potential, empower their team, and create a legacy of excellence. Thank You to Keynote Sponsors: PWCampbell and S.R. Snodgrass, PC.
10:00 am - 10:45 am
	Networking Break in the Exhibit Hall Networking Break in the Exhibit Hall. Visit with 40+ service providers and learn about the latest and greatest in banking. Thank You to Break Sponsor: Elliott Davis; and Thank You to Exhibit Hall Sponsors: Community Bank Services and OBL BankServices.
10:00 am - 11:30 am
	Guest Activity - Warm Spring Pools Local legends say that Native Americans journeying through the valley discovered magnificent crystal springs hundreds of years ago. This is your opportunity to soak in the soothing mineral waters of The Omni Homestead Resort & Spa historic Warm Springs Pools. Convention guests will enjoy a private session that includes 50 minutes of exclusive access to either the Gentlemen’s or Ladies’ Bathhouse, each dating back to the 19th century. Includes chilled prosecco and chocolate-covered strawberries while you luxuriate in these mineral rich, geothermal springs. There is no cost to participate in this Guest Activity, however registration is required. Those who registered will receive a flyer with further details in the registration packet. Those who have pre-registered will receive a flyer with more details in their registration packet.
10:45 am - 11:30 am
	Breakout Session - Round 1: The Next Digital Wave: Evolving Expectations in Retail Banking Matt Herren, Director of Payment Strategy, CSI Retail banking has forever changed. It is not enough to just offer innovative products and services – it is critical to explain to consumers how these changes will benefit them, while positioning the bank as a partner that can help facilitate. This session will discuss the transition to a more customer centric approach how emerging financial technology trends will fit in to our collective future. It is imperative that all institutions understand the consumer challenges currently faced in the financial technology world, and more importantly, how the industry is planning to address them. Learning objectives include: analyze the strategic implications and competitive landscape arising from disruptive innovations; assess the changing role of financial institutions in the broader ecosystem; and discuss actionable strategies to foster a customer-centric culture for what comes next.
	Breakout Session - Round 1: Budgets are Tight. Be Intentional. Corey Wrinn, Managing Director, Rivel Banking Research In today’s competitive landscape, working with a limited budget means making every dollar count – and being intentional in the process. Attend this session for a strategic discussion on how to focus your efforts, allocate resources effectively, and maximize impact with fewer resources to create big wins. Attendees will look at three areas. Strategic Resource Allocation: Learn how to prioritize key areas of focus to drive the most value with limited resources. Data-Driven Decision Making: Discover how localized data can inform smarter decisions on where to invest time, budget, and effort. And Building a Competitive Advantage: Explore how focusing on what you do best can set you apart as an industry leader, even in challenging times.
	Breakout Session - Round 1: Asset/Liability Management in a Challenging Environment Taylor Currie, Managing Director, The Baker Group Nearly three years ago, the Federal Reserve embarked on an aggressive tightening cycle to rein in inflation following the global pandemic. Today, the economy and the banking industry face renewed uncertainties, fueled by the election and more anticipated rate cuts by the Fed. In an environment where the Federal Reserve's actions and market expectations create a delicate balance for community banks, managing interest rate risk (IRR), liquidity, and performance simultaneously is crucial. This session navigates the intricate relationship between these elements, offering practical insights on tackling the challenge. Explore interest rate risk issues, anticipate exam expectations, and safeguard earnings in diverse rate environments. Equip yourself to address these interconnected concerns effectively and ensure the resilience of your community bank as we head into the second half of 2025.
	Breakout Session - Round 1: Strategies for Successful Commercial Loan Workouts Bryan J. Farkas, Partner, Vorys, Sater, Seymour and Pease LLP In today's dynamic financial environment, banks must adeptly manage distressed commercial loans to safeguard their financial health and maintain strong borrower relationships. This session will provide a detailed roadmap for successfully navigating commercial loan workouts, covering key topics such as conducting thorough loan file audits, effective communication with distressed borrowers, mitigating lender liability, and maximizing recovery outcomes. Attendees will gain practical advice, real-world examples, and actionable strategies.
11:45 am - 12:30 pm
	Breakout Session - Round 2: Left Brain/Right Brain - Balancing The Art and Science for Success Glenn Grau, Executive Vice President, PWCampbell In this session, the presenter will explore the critical benefits that a balanced approach, incorporating both right-brain and left-brain thinkers, brings to the overall design-build and branch transformation process. Understanding the complementary roles of analytical and creative thinking is essential for achieving overall success in projects that impact client satisfaction, operational efficiency, and the branch experience.
	Breakout Session - Round 2: How Community Banks Can Use Artificial Intelligence to Increase Deposits, Grow Customer Wallet Share, and Enhance Relationships Brad Thien, Relationship Manager, Aunalytics With the help of AI technologies, community banks have successfully been able to strengthen relationships, reduce churn, increase deposits, and improve ROI enterprise-wide by utilizing the data they already have at their fingertips. However, successful digital transformation can be a major challenge for midsized and community-based banks, as it is a major endeavor to adopt new technologies, shift operational mindsets, and hire the talent necessary to build and execute upon AI solutions. Attendees will learn how to prepare for AI-powered initiatives; and which use cases are the most impactful for banks; as well as review examples of actionable dashboards and how to use data and AI for decision-making.
	Breakout Session - Round 2: Driving Revenue & Non-Interest Income Opportunities through your Customer Experience Brian Leitner, Managing Director, Wealth Solutions; Mariner In today’s environment, banks and many other institutions are struggling to differentiate their services, as products often appear similar in the eyes of customers. The real opportunity lies in how we engage with clients—the experience we create for them. We live in an era of rapid innovation, where customers expect highly personalized interactions. Are we meeting the level of service they now take for granted elsewhere? The key is leveraging the data we already have to make every interaction meaningful and actionable. This session will offer a fresh perspective on delivering exceptional customer experiences, helping bankers strengthen relationships, stand out from competitors, and create a service model that customers will eagerly share with others.
2:00 pm - 4:00 pm
	Sporting Clays With a history dating back to 1933, The Homestead historic gun club hosted the first-ever U.S. Open Sporting Clays Championship in 1992. Certified N.S.C.A shooting instructors will enhance your experience by providing guidance along our world famous sporting clays courses. Take an adventure through almost a mile of wooded courses that simulate many types of game birds and rabbits. Participation includes guns, ammo, targets and vests, as well as eye and ear protection for safety and comfort. Pre-registration is required. Those who registered will receive a flyer in the registration packets.	$165.00
	Pickleball Play The Omni Homestead has six brand new pickleball courts available for rent throughout Convention for individual play, however we have reserved all six courts during this two-hour window to allow Convention-goers to play together and/or coordinate your own round robin play. Players are more than welcome to bring your own equipment or use paddles and balls on site. Beverages will be available for individual purchase. *No pre-registration required.
6:00 pm - 7:00 pm
	Cocktail Reception Enjoy a relaxing reception prior to the Closing Dinner & Entertainment. Thank You to Reception Sponsor: ABA.
7:00 pm - 10:00 pm
	Closing Dinner & Entertainment Felix & Fingers Dueling Pianos will provide a captivating and interactive musical performance as we put a bow on the 2025 NCBA/OBL Annual Convention. Two talented musicians will go head-to-head in a friendly competition, delivering an unforgettable live music experience! Thank You to Entertainment Sponsor: CRS Data.

Speakers

Name	Speaking At
Julie Bell <p><span style="font-family:Arial, Helvetica, sans-serif;font-size:11px;"><span style="font-family:"Arial",sans-serif;">Dr. Julie Bell joined Chartwell Partners to lead the firm’s suite of Leadership Advisory services which includes Success Planning, Executive Assessments, Board Advisory, Executive Coaching and Keynote Speaking. She brings a 25-year track record of partnering with organizations and individuals in their quest to maximize performance. Dr. Julie is a leader in the People Intelligence<sup>TM</sup> industry with her development of CP Power 4 Assessment, Relationship Based Coaching and Technology Assisted Coaching. Julie earned her Bachelor of Science in Psychology from Oklahoma State University and a Master and Doctorate of Sport Psychology from the University of Virginia, where she studied under Dr. Bob Rotella. She has served as adjunct faculty at Oklahoma State University and Southern Methodist University. Her book, </span><i><span style="font-family:"Arial",sans-serif;">Performance Intelligence at Work</span></i><span style="font-family:"Arial",sans-serif;">, was published in 2009 by McGraw-Hill.</span></span></p>	Unlocking Greatness: Building Champions, Teams, and Legacies
Taylor Currie <p><span style="background-color:rgb(255,255,255);color:rgb(0,0,0);font-size:11px;"><span class="TextRun SCXW64598776 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:none !important;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">Taylor Currie is a Managing Partner and serves on the Board of Directors for The Baker Group.  He began his career with the company in 2010 as a fixed income strategist and client manager.  Taylor works primarily with community banks in the areas of investments and asset/liability management.  He assists clients in a broad range of services including education, portfolio management evaluation, interest rate risk, strategic planning and regulatory issues.  Prior to joining The Baker Group, Taylor was a Vice President at two community banks in Oklahoma City for 10 years. Through his extensive knowledge of community banks,</span></span><span style="background-color:rgb(255,255,255);color:windowtext;font-size:11px;"><span class="TextRun SCXW64598776 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:none !important;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-contrast="auto" xml:lang="EN-US" lang="EN-US"> Taylor provides sound advice helping to meet their unique requirements.  He is a graduate of the ABA Stonier Graduate School of Banking. Taylor has a </span><span class="TextRun SCXW64598776 BCX0 NormalTextRun ContextualSpellingAndGrammarErrorV2Themed" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-image:var(--urlContextualSpellingAndGrammarErrorV2,url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI1IiBoZWlnaHQ9IjMiPjxnIGZpbGw9Im5vbmUiIGZpbGwtcnVsZT0iZXZlbm9kZCIgc3Ryb2tlPSIjMzVGIiBzdHJva2UtbGluZWNhcD0icm91bmQiPjxwYXRoIGQ9Ik0wIC41aDVNMCAyLjVoNSIvPjwvZz48L3N2Zz4="));background-position:0px 100%;background-repeat:repeat-x;border-bottom:1px solid transparent;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:none !important;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">Bachelor's of Arts</span><span class="TextRun SCXW64598776 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:none !important;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-contrast="auto" xml:lang="EN-US" lang="EN-US"> in Economics from The University of Oklahoma. He is registered as a general securities representative and general securities principal with the Financial Industry Regulatory Authority (FINRA). </span><span class="EOP SCXW64598776 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-ccp-props="{"201341983":0,"335559740":360}"> </span></span></p>	Breakout Session - Round 1: Asset/Liability Management in a Challenging Environment
Elliot Eisenberg <p><span style="font-family:Arial, Helvetica, sans-serif;font-size:11px;"><span data-olk-copy-source="MessageBody">Dr. Elliot Eisenberg is an internationally acclaimed economist and public speaker specializing in making the arcana and minutia of economics fun, relevant, and educational. He is a former Senior Economist with the National Association of Home Builders in Washington, D.C., is the creator of the multifamily stock index, which is the first nationally recognized index to track the total return of public firms principally involved in the ownership and management of apartments, an author, a blogger, and is a regular consultant to several large real estate professional associations, hedge funds, and investment advisory groups.</span></span></p>	Taxes, Tariffs, and Treasuries: What is in Store for Banks
Bryan Farkas <div class="OutlineElement Ltr SCXW210720417 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-color:rgb(255, 255, 255);clear:both;color:rgb(0, 0, 0);cursor:text;direction:ltr;font-family:"Segoe UI", "Segoe UI Web", Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px;orphans:2;overflow:visible;padding:0px;position:relative;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:normal;widows:2;word-spacing:0px;"><p class="Paragraph SCXW210720417 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;white-space:pre-wrap;" paraid="2140810952" paraeid="{3751c53c-cee0-4df4-a869-8be040ffee39}{55}"><span style="background-color:rgb(255,255,255);color:rgb(0,0,0);font-size:11px;"><span class="TextRun SCXW92289460 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant:normal;font-weight:normal;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-contrast="none" xml:lang="EN-US" lang="EN-US">Bryan is a partner in the Vorys Cleveland office where he practices financial services, creditors’ rights, real estate and commercial law. He primarily represents financial institutions and servicers in restructurings, workouts, insolvency proceedings and litigation matters. He also serves as outside general counsel for several closely held companies. Bryan regularly speaks at seminars on lender liability, bankruptcies, Article 9, loan restructurings and receiverships. He has been named as one of The Best Lawyers in America® in bankruptcy and creditor debtor rights law for 12 consecutive years. Bryan spends significant time in Israel. He lived there from 1994-1996, when he completed a post-graduate program in Jewish philosophy and Talmudic law at the Heiden Torah Institute, Machon Shlomo. Bryan received his J.D. cum laude from Case Western Reserve University School of Law and his B.A. with honors from the University of California, San Diego.</span><span class="EOP SCXW92289460 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-ccp-props="{"134233118":false,"201341983":0,"335559739":0,"335559740":360}"> </span></span></p></div>	Breakout Session - Round 1: Strategies for Successful Commercial Loan Workouts
Glenn Grau <div class="OutlineElement Ltr SCXW156834372 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-color:rgb(255, 255, 255);clear:both;color:rgb(0, 0, 0);cursor:text;direction:ltr;font-family:"Segoe UI", "Segoe UI Web", Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px;orphans:2;overflow:visible;padding:0px;position:relative;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:normal;widows:2;word-spacing:0px;"><p class="Paragraph SCXW156834372 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px 0px 10.6667px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;white-space:pre-wrap;" paraid="1856202788" paraeid="{c182ecce-4ed3-4d37-a412-4831b790ee4d}{152}"><span style="font-size:11px;"><span class="TextRun SCXW156834372 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">As Executive Vice President of Sales and a member of </span><span class="TextRun SCXW156834372 BCX0 NormalTextRun SpellingErrorV2Themed" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-image:var(--urlSpellingErrorV2,url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI1IiBoZWlnaHQ9IjQiPjxnIGZpbGw9Im5vbmUiIGZpbGwtcnVsZT0iZXZlbm9kZCI+PHBhdGggc3Ryb2tlPSIjRUIwMDAwIiBkPSJNMCAzYzEuMjUgMCAxLjI1LTIgMi41LTJTMy43NSAzIDUgMyIvPjxwYXRoIGQ9Ik0wIDBoNXY0SDB6Ii8+PC9nPjwvc3ZnPg=="));background-position:0px 100%;background-repeat:repeat-x;border-bottom:1px solid transparent;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">PWCampbell’s</span><span class="TextRun SCXW156834372 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="auto" xml:lang="EN-US" lang="EN-US"> Planning Committee, Glenn is charged with leading the business development team for the company and assisting clients through the re-imagination of their retail branch network. He also helps guide them through the construction process, from program and design development into post construction, ensuring quality and client satisfaction every step of the way. </span><span class="EOP SCXW156834372 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;line-height:24px;margin:0px;padding:0px;user-select:text;" data-ccp-props="{"201341983":0,"335559740":360}"> </span></span></p></div><div class="OutlineElement Ltr SCXW156834372 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-color:rgb(255, 255, 255);clear:both;color:rgb(0, 0, 0);cursor:text;direction:ltr;font-family:"Segoe UI", "Segoe UI Web", Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px;orphans:2;overflow:visible;padding:0px;position:relative;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:normal;widows:2;word-spacing:0px;"><p class="Paragraph SCXW156834372 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px 0px 10.6667px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;white-space:pre-wrap;" paraid="832273093" paraeid="{c182ecce-4ed3-4d37-a412-4831b790ee4d}{158}"><span style="font-size:11px;"><span class="TextRun SCXW156834372 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">A veteran banker himself, Glenn spent over 10 years in key management roles for Dollar Bank where he was responsible for twelve branch locations, managed 100 employees and oversaw assets of </span><span class="TextRun SCXW156834372 BCX0 NormalTextRun AdvancedProofingIssueV2Themed" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-image:var(--urlAdvancedProofingIssueV2,url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxMCIgaGVpZ2h0PSIyIj48ZyBmaWxsPSJub25lIiBmaWxsLXJ1bGU9ImV2ZW5vZGQiPjxwYXRoIGQ9Ik0wIDBoMTB2MkgweiIvPjxwYXRoIHN0cm9rZT0iIzcxNjBFOCIgc3Ryb2tlLWxpbmVjYXA9InJvdW5kIiBzdHJva2Utd2lkdGg9IjIiIGQ9Ik0xIDFoNCIvPjwvZz48L3N2Zz4="));background-position:0px 100%;background-repeat:repeat-x;border-bottom:1px solid transparent;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">$2 billion</span><span class="TextRun SCXW156834372 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">.  This experience, combined with his extensive knowledge in the design-build arena, makes him an authority on branching. Glenn holds a Bachelor of Arts Degree in Finance, Management and Accounting, as well as a </span><span class="TextRun SCXW156834372 BCX0 NormalTextRun ContextualSpellingAndGrammarErrorV2Themed" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-image:var(--urlContextualSpellingAndGrammarErrorV2,url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI1IiBoZWlnaHQ9IjMiPjxnIGZpbGw9Im5vbmUiIGZpbGwtcnVsZT0iZXZlbm9kZCIgc3Ryb2tlPSIjMzVGIiBzdHJva2UtbGluZWNhcD0icm91bmQiPjxwYXRoIGQ9Ik0wIC41aDVNMCAyLjVoNSIvPjwvZz48L3N2Zz4="));background-position:0px 100%;background-repeat:repeat-x;border-bottom:1px solid transparent;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">Master’s Degree in Business Administration</span><span class="TextRun SCXW156834372 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="auto" xml:lang="EN-US" lang="EN-US"> and is licensed in commercial real estate. He is frequently asked to share his knowledge via speaking engagements with financial leagues and associations throughout the mid-Atlantic Region.</span><span class="EOP SCXW156834372 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;line-height:24px;margin:0px;padding:0px;user-select:text;" data-ccp-props="{"201341983":0,"335559740":360}"> </span></span></p></div>	Breakout Session - Round 2: Left Brain/Right Brain - Balancing The Art and Science for Success
Matt Herren <p><span style="color:rgb(0,0,0);font-family:Arial, Helvetica, sans-serif;font-size:11px;"><span class="TextRun SCXW210720417 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="none" xml:lang="EN-US" lang="EN-US">Matt Herren is the Director of Payment Strategy at CSI. With a strong focus on</span><span class="EOP SCXW210720417 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;line-height:24px;margin:0px;padding:0px;user-select:text;" data-ccp-props="{"201341983":0,"335559739":0,"335559740":360}"> </span><span class="TextRun SCXW210720417 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="none" xml:lang="EN-US" lang="EN-US">emerging technologies and how they apply to the financial industry, Matt has</span><span class="EOP SCXW210720417 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;line-height:24px;margin:0px;padding:0px;user-select:text;" data-ccp-props="{"201341983":0,"335559739":0,"335559740":360}"> </span><span class="TextRun SCXW210720417 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="none" xml:lang="EN-US" lang="EN-US">led CSI’s effort to drive innovation in the payment space. In his role, Matt has</span><span class="EOP SCXW210720417 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;line-height:24px;margin:0px;padding:0px;user-select:text;" data-ccp-props="{"201341983":0,"335559739":0,"335559740":360}"> </span><span class="TextRun SCXW210720417 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="none" xml:lang="EN-US" lang="EN-US">worked to enhance customer experience and helped direct innovative products</span><span class="EOP SCXW210720417 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;line-height:24px;margin:0px;padding:0px;user-select:text;" data-ccp-props="{"201341983":0,"335559739":0,"335559740":360}"> </span><span class="TextRun SCXW210720417 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="none" xml:lang="EN-US" lang="EN-US">offerings to increase bank profitability, allowing banks to realize industry leading</span><span class="EOP SCXW210720417 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;line-height:24px;margin:0px;padding:0px;user-select:text;" data-ccp-props="{"201341983":0,"335559739":0,"335559740":360}"> </span><span class="TextRun SCXW210720417 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="none" xml:lang="EN-US" lang="EN-US">results and maximize program performance. Matt has been with CSI for</span><span class="EOP SCXW210720417 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;line-height:24px;margin:0px;padding:0px;user-select:text;" data-ccp-props="{"201341983":0,"335559739":0,"335559740":360}"> </span><span class="TextRun SCXW210720417 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="none" xml:lang="EN-US" lang="EN-US">15 years and graduated from Indiana University with a bachelor’s degree in</span><span class="EOP SCXW210720417 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;line-height:24px;margin:0px;padding:0px;user-select:text;" data-ccp-props="{"201341983":0,"335559739":0,"335559740":360}"> </span><span class="TextRun SCXW210720417 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="none" xml:lang="EN-US" lang="EN-US">Economics before receiving his MBA from Purdue University. Over the past</span><span class="EOP SCXW210720417 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;line-height:24px;margin:0px;padding:0px;user-select:text;" data-ccp-props="{"201341983":0,"335559739":0,"335559740":360}"> </span><span class="TextRun SCXW210720417 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="none" xml:lang="EN-US" lang="EN-US">decade, he has spoken at dozens of state and national conferences on the</span><span class="EOP SCXW210720417 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;line-height:24px;margin:0px;padding:0px;user-select:text;" data-ccp-props="{"201341983":0,"335559739":0,"335559740":360}"> </span><span class="TextRun SCXW210720417 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="none" xml:lang="EN-US" lang="EN-US">future of banking and is bizarrely passionate about innovation and consumer</span><span class="EOP SCXW210720417 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;line-height:24px;margin:0px;padding:0px;user-select:text;" data-ccp-props="{"201341983":0,"335559739":0,"335559740":360}"> </span><span class="TextRun SCXW210720417 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="none" xml:lang="EN-US" lang="EN-US">Experiences.</span><span class="EOP SCXW210720417 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;line-height:24px;margin:0px;padding:0px;user-select:text;" data-ccp-props="{"201341983":0,"335559739":0,"335559740":360}"> </span></span></p>	Breakout Session - Round 1: The Next Digital Wave: Evolving Expectations in Retail Banking
Kara Kennedy <p><span style="background-color:rgb(255,255,255);color:rgb(0,0,0);font-size:11px;"><span class="TextRun SCXW179225340 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:none !important;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">Kara Kennedy is president of </span><span class="TextRun SCXW179225340 BCX0 NormalTextRun SpellingErrorV2Themed" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-image:var(--urlSpellingErrorV2,url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI1IiBoZWlnaHQ9IjQiPjxnIGZpbGw9Im5vbmUiIGZpbGwtcnVsZT0iZXZlbm9kZCI+PHBhdGggc3Ryb2tlPSIjRUIwMDAwIiBkPSJNMCAzYzEuMjUgMCAxLjI1LTIgMi41LTJTMy43NSAzIDUgMyIvPjxwYXRoIGQ9Ik0wIDBoNXY0SDB6Ii8+PC9nPjwvc3ZnPg=="));background-position:0px 100%;background-repeat:repeat-x;border-bottom:1px solid transparent;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:none !important;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">ClearTrust</span><span class="TextRun SCXW179225340 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:none !important;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">, an award-winning stock transfer agent representing community banks. Kara applies over 20 years of experience in the financial markets to serve banks and shareholders; and also consults for transfer agents and banks in matters related to shareholder services and employee training. MEET KARA She serves on the Board of Directors of the Securities Transfer Association and is a published writer and speaker. Kara graduated Summa Cum Laude from the University of South Florida with a Bachelor of Arts degree in Finance and International Business. She completed the Business </span><span class="TextRun SCXW179225340 BCX0 NormalTextRun SpellingErrorV2Themed" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-image:var(--urlSpellingErrorV2,url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI1IiBoZWlnaHQ9IjQiPjxnIGZpbGw9Im5vbmUiIGZpbGwtcnVsZT0iZXZlbm9kZCI+PHBhdGggc3Ryb2tlPSIjRUIwMDAwIiBkPSJNMCAzYzEuMjUgMCAxLjI1LTIgMi41LTJTMy43NSAzIDUgMyIvPjxwYXRoIGQ9Ik0wIDBoNXY0SDB6Ii8+PC9nPjwvc3ZnPg=="));background-position:0px 100%;background-repeat:repeat-x;border-bottom:1px solid transparent;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:none !important;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">Programme</span><span class="TextRun SCXW179225340 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:none !important;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-contrast="auto" xml:lang="EN-US" lang="EN-US"> of the Oxford Centre for Christian Apologetics in 2014 and graduated Summa Cum Laude with a Master of Liberal Arts degree from Harvard University.</span><span class="EOP SCXW179225340 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-ccp-props="{"201341983":0,"335559740":360}"> </span></span></p>	Executives & Directors Workshop
Brian Leitner <p><span style="background-color:rgb(255,255,255);color:rgb(0,0,0);font-size:11px;"><span class="TextRun SCXW46689651 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:none !important;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">A certified financial planner and a Chartered Financial Consultant, Brain is responsible for a variety of strategic growth initiatives for Mariner. In addition, Brian works closely with teams across the country to raise awareness of the firm's resources, capabilities and strategic initiatives. Brian is also host to many of the firm's video series, including Your Questions, Answered. Prior to joining Mariner in 2010, Brian was a director at UBS Financial, where he worked with ultra-high-net-worth clients and oversaw planning for the $2MM-$10MM market. While in that role, he advised the firm's wealthiest clients on heavily concentrated equity positions, philanthropic planning and wealth transfer strategies. Before joining UBS, Brian was a consultant in the Financial Planning and Tax Services department of Ernst & Young, LLP, where he provided investment and tax strategies to individual and corporate clients. Brian has a bachelor's degree in economics from the State University of New York College at Oneonta and a master's degree in taxation from Fairleigh Dickinson University.</span><span class="EOP SCXW46689651 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-ccp-props="{"201341983":0,"335559740":360}"> </span></span></p>	Breakout Session - Round 2: Driving Revenue & Non-Interest Income Opportunities through your Customer Experience
Ryan Smith <p><span style="background-color:rgb(255,255,255);color:rgb(0,0,0);font-size:11px;"><span class="TextRun SCXW231708624 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:none !important;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">Ryan Smith is a managing director at Piper Sandler in the financial services group. In this role, he advises financial institutions on capital management, budgeting, fixed income and investments, debt capital markets, regulation and accounting, derivatives and asset/liability management. Smith also works closely with the firm’s investment banking group to identify and develop strategic opportunities related to mergers and acquisitions, capital issuance or other transactions. Prior to joining Piper Sandler in 2019, he was the head of financial institution analytics, and formerly head of bank strategies at Stifel Financial, where he worked in a similar capacity and advised financial institutions across the country. Smith started his career at Keefe, Bruyette, and Woods (a </span><span class="TextRun SCXW231708624 BCX0 NormalTextRun ContextualSpellingAndGrammarErrorV2Themed" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-image:var(--urlContextualSpellingAndGrammarErrorV2,url("data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI1IiBoZWlnaHQ9IjMiPjxnIGZpbGw9Im5vbmUiIGZpbGwtcnVsZT0iZXZlbm9kZCIgc3Ryb2tlPSIjMzVGIiBzdHJva2UtbGluZWNhcD0icm91bmQiPjxwYXRoIGQ9Ik0wIC41aDVNMCAyLjVoNSIvPjwvZz48L3N2Zz4="));background-position:0px 100%;background-repeat:repeat-x;border-bottom:1px solid transparent;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:none !important;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">full service</span><span class="TextRun SCXW231708624 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:none !important;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-contrast="auto" xml:lang="EN-US" lang="EN-US"> investment bank that was acquired by Stifel), where he worked on a team that advised on dozens of completed M&A deals, IPOs, equity offerings and other transactions. Ryan holds a bachelor’s degree in political science from Amherst College. He serves as a board member for the non-profit Rooftop Films, Inc. and is the investment advisor for the non-profit, Educate!</span><span class="EOP SCXW231708624 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-ccp-props="{"201341983":0,"335559740":360}"> </span></span></p>	Executives & Directors Workshop
Brad Thien <div class="OutlineElement Ltr SCXW254507113 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-color:rgb(255, 255, 255);clear:both;color:rgb(0, 0, 0);cursor:text;direction:ltr;font-family:"Segoe UI", "Segoe UI Web", Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px;orphans:2;overflow:visible;padding:0px;position:relative;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:normal;widows:2;word-spacing:0px;"><p class="Paragraph SCXW254507113 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px 0px 10.6667px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;white-space:pre-wrap;" paraid="1533069361" paraeid="{c182ecce-4ed3-4d37-a412-4831b790ee4d}{209}"><span style="font-size:11px;"><span class="TextRun SCXW254507113 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">Brad?Thien has been providing cutting-edge business solutions for over 35 years with a focus on serving the financial industry. ?With experience ranging from bank teller to VP of Item Processing and Operations at a $2B financial institution, he has deep insight into how mid-size institutions can leverage strategic partnerships to overcome obstacles throughout their business. </span><span class="EOP SCXW254507113 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;line-height:24px;margin:0px;padding:0px;user-select:text;" data-ccp-props="{"201341983":0,"335559740":360}"> </span></span></p></div><div class="OutlineElement Ltr SCXW254507113 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-color:rgb(255, 255, 255);clear:both;color:rgb(0, 0, 0);cursor:text;direction:ltr;font-family:"Segoe UI", "Segoe UI Web", Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px;orphans:2;overflow:visible;padding:0px;position:relative;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:normal;widows:2;word-spacing:0px;"><p class="Paragraph SCXW254507113 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:windowtext;font-kerning:none;font-style:normal;font-weight:normal;margin:0px 0px 10.6667px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;white-space:pre-wrap;" paraid="720169926" paraeid="{c182ecce-4ed3-4d37-a412-4831b790ee4d}{215}"><span style="font-size:11px;"><span class="TextRun SCXW254507113 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:24px;margin:0px;padding:0px;user-select:text;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">In addition to streamlining customer service and enhancing member experience,?Brad?has experience with a significant number of IT solutions that aim to reduce operating costs, improve efficiencies, and increase revenues, including managed IT services, IT security, cloud hosting, and data management. As Relationship Manager with Aunalytics in Intelligence Solutions, he continues helping mid-size financial institutions understand and use technology to improve customer relationships, strategically deliver new products and services, and drive competitive advantages across the enterprise.?</span><span class="EOP SCXW254507113 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;line-height:24px;margin:0px;padding:0px;user-select:text;" data-ccp-props="{"201341983":0,"335559740":360}"> </span></span></p></div>	Breakout Session - Round 2: How Community Banks Can Use Artificial Intelligence to Increase Deposits, Grow Customer Wallet Share, and Enhance Relationships
Corey Wrinn <p><span style="background-color:rgb(255,255,255);color:rgb(0,0,0);font-size:11px;"><span class="TextRun SCXW8677182 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:none !important;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">Corey oversees all sales, marketing, research, and operational functions within Rivel Banking Research, which conducts primary research on U.S. banking customers. Ultimately, the research analysis informs clients on their market position against competitors, identifies areas for growth and opportunity, and monitors their overall impact on their customers and community. His background includes additional positions at universities, colleges, and consulting groups, focusing on translating market survey insight and predictive modeling to executive teams.</span><span class="EOP SCXW8677182 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-ccp-props="{"134233117":false,"201341983":0,"335559738":0,"335559740":360}"> </span></span></p>	Breakout Session - Round 1: Budgets are Tight. Be Intentional.

Exhibitors

Location Information

The Omni Homestead Resort
7696 Sam Snead Highway
Hot Springs, VA 24445

Get directions

Hotel Information

The NCBA/OBL Room Block has closed.

For assistance with a reservation, please call 888-444-6664 and note that you are with the NCBA/OBL Annual Convention.

Important Notice: The venue is sold out on Wednesday, June 25.

Still have questions? Please email Susan Poling Jones (spoling@ohiobankersleague.com) for assistance.