<p class="MsoNormal"><span style="color:black;font-family:Arial, Helvetica, sans-serif;font-size:12px;"><span style="mso-fareast-font-family:&quot;Times New Roman&quot;;">Brian brings over 40 years of experience across retail and business banking, credit card services, cash management, operations, and capital management. His expertise working with a diverse range of financial institutions has helped drive strategic revenue growth, design and implement new products and services, and drive operational efficiency throughout entire organizations. Brian has high-level experience in service development and expansion, sales support, customer and product segmentation, and system-wide performance reviews. He is a results-oriented leader who is able to tactically identify opportunities for revenue expansion, and his experience both leading and operating within consulting teams brings a wealth of success to PRI clients.</span></span><span style="color:black;"><span style="mso-fareast-font-family:&quot;Times New Roman&quot;;"><o:p></o:p></span></span></p>

<p class="MsoNormal"><span style="font-family:Arial, Helvetica, sans-serif;font-size:12px;">Joe is a Managing Director at Darling Consulting Group, where he works directly with senior management teams on building customized balance sheet strategies to improve earnings and manage risk. Joe strives to be an expert in overall Asset Liability Management and educates ALCOs in the inevitable balance of regulatory accountability and financial performance. Joe speaks at numerous industry associations reaching thousands of bankers every year. He is an expert at helping bring clarity to the complex and delivers a high level of energy to his ALM presentations. Joe has been with DCG since 2005, where he has benefited from working with nearly a thousand ALCOs throughout the country on ALM and strategic initiatives. He lives in Boxford, MA with his wife and two daughters and has been an active member of the Big Brothers Big Sisters program. Joe is a graduate of the University of New Hampshire with a degree in finance.<o:p></o:p></span></p><div class="ewa-rteLine" style="cursor:text;height:auto;line-height:inherit;overflow:hidden;padding-right:10px;white-space:pre-wrap;"><br>&nbsp;</div>

<p><span style="font-family:Arial, Helvetica, sans-serif;font-size:11px;">Based in Shumaker, Loop &amp; Kendrick, LLP’s Toledo, Ohio office, David is a partner with 25 years of experience as a financial services regulatory lawyer focused on the convergence of banking, fintech, and digital assets. He advises banks, nonbank financial services companies, and money services businesses on complex regulatory, licensing, and compliance matters.</span></p><p><span style="font-family:Arial, Helvetica, sans-serif;font-size:11px;">David combines a foundation in traditional bank regulation with a forward-looking focus on emerging financial technologies. His clients—from community banks adopting tokenized payments infrastructure to fintechs launching blockchain-based settlement products—rely on his ability to translate evolving regulatory frameworks into practical execution strategies. As one of the firm’s primary contacts for digital asset regulation, David counsels clients on the federal and state regimes governing blockchain-based products, stablecoins, digital asset marketplaces, and tokenization initiatives. He also advises on Bank Secrecy Act/anti–money laundering and OFAC compliance, risk assessments, policies and procedures, independent testing, and examinations.</span></p><p><span style="font-family:Arial, Helvetica, sans-serif;font-size:11px;">David advises insured depository institutions, their affiliates, and nonbank financial services providers on a broad range of regulatory, supervisory, and compliance matters. His practice includes bank powers and permissible activities, chartering and branching, change-in-control and merger approvals, and ongoing safety and soundness, consumer compliance, and governance issues. He also represents money transmitters, non-depository lenders, and other financial intermediaries in nationwide licensing, control person vetting, change-of-control approvals, and multistate regulatory compliance.</span></p><p><span style="font-family:Arial, Helvetica, sans-serif;font-size:11px;">In the securities arena, David advises issuers and financial institutions on private placements and registered offerings, Exchange Act reporting and governance, and strategic partnerships, joint ventures, and select M&amp;A transactions in the financial services sector. His approach integrates regulatory insight with business strategy to help clients achieve their objectives in an increasingly digital world.</span></p>

<p class="MsoNormal"><span style="font-family:Arial, Helvetica, sans-serif;font-size:12px;">With over 20 years in sales, leadership, and workplace culture, Damus Smith has managed a $10M territory and helped a national brand reach #1, giving him deep insight into what drives real results. He created the LPI Method™ to help organizations build loyal customers, high-performing teams, and influential leaders. His keynotes blend actionable insights with high<span style="mso-ligatures:none;">[1]</span>energy “edutainment,” so audiences leave inspired, confident, and equipped to apply what they’ve learned. From Fortune 500 companies to growing teams and association conferences, Damus helps people lead better, sell smarter, and perform stronger long after the event ends. When people grow, culture transforms, and results stick.</span><span style="font-size:11.0pt;"><strong><u><o:p></o:p></u></strong></span></p>

<p style="margin-top:0in;"><span style="color:#5F6366;font-family:Arial, Helvetica, sans-serif;font-size:12px;">Chosen as the nation's 12th Presidential pilot, Colonel (ret) Mark W. Tillman served as pilot and commander of Air Force One from 2001-2009. Col. Tillman was at the controls of Air Force One through numerous national events. Most notably, he protected the President on September 11, 2001 by keeping him out of harm’s way and connecting the flying oval office to the nation's first responders.<o:p></o:p></span></p><p style="-webkit-text-stroke-width:0px;box-sizing:border-box;font-variant-caps:normal;font-variant-ligatures:normal;margin-bottom:1rem;margin-top:0in;orphans:2;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;widows:2;word-spacing:0px;"><span style="color:#5F6366;font-family:Arial, Helvetica, sans-serif;font-size:12px;">Another historic event was being the first pilot to fly the Commander-in-Chief into a war zone. The challenge was unprecedented--transport the most targeted man in the world into the heart of terrorism. One mistake would have left the President open to attack and cost the lives of US service members. Col. Tillman personally orchestrated and executed the covert operation with flawless success. His planning, done in complete secrecy, allowed for a complete surprise to the entire world.<o:p></o:p></span></p><p style="-webkit-text-stroke-width:0px;box-sizing:border-box;font-variant-caps:normal;font-variant-ligatures:normal;margin-bottom:1rem;margin-top:0in;orphans:2;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;widows:2;word-spacing:0px;"><span style="color:#5F6366;font-family:Arial, Helvetica, sans-serif;font-size:12px;">Col. Tillman's distinguished career spans 30 years in the United States Air Force. He was awarded the Distinguished Flying Cross in 2004 and promoted to Brigadier General by the President of the United States--the first military line officer to receive this honor. For political reasons this was not confirmed by the Senate, hence Tillman retired as a Colonel.<o:p></o:p></span></p><p style="-webkit-text-stroke-width:0px;box-sizing:border-box;font-variant-caps:normal;font-variant-ligatures:normal;margin-bottom:1rem;margin-top:0in;orphans:2;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;widows:2;word-spacing:0px;"><span style="color:#5F6366;font-family:Arial, Helvetica, sans-serif;font-size:12px;">A man devoted to serving his country, this captivating storyteller will give you a first-hand account of remarkable moments in history.</span><span style="color:#5F6366;font-family:&quot;Helvetica&quot;,sans-serif;font-size:10.5pt;"><o:p></o:p><o:p></o:p></span></p>

<p class="MsoNormal"><span style="font-family:Arial, Helvetica, sans-serif;font-size:12px;">Charlie, a seasoned banking, and finance recruiter with a wealth of experience dating back to 1990, possesses an innate talent for recruiting that has been honed through various roles in the industry. His journey began as a recruiting manager for Modern Engineering, where he developed sharp skills in identifying and acquiring top talent. Later, he took on the responsibilities of a branch manager at Manpower, further refining his expertise in recruitment. In 2000, Charlie brought his extensive knowledge and skills to the Angott Search Group, where he has steadily climbed the ranks to his current position as Managing Director. Leading with a combination of talent, compassion, dedication, and a collaborative spirit, Charlie has become an instrumental figure within the organization. A proud graduate of Michigan State University, Charlie has dedicated his career to the banking and financial services industries. Specializing in mid-sized community banks, he focuses his search practice on key areas such as senior management searches for roles like President/CEO, Chief Credit Officer, and Senior Lender. His expertise extends to critical domains including risk management, credit management, special assets, and loan review.</span><span style="font-size:11.0pt;"><o:p></o:p></span></p>

<p class="MsoNormal"><span style="color:black;font-family:Arial, Helvetica, sans-serif;font-size:12px;">Ed Vincent is CEO of Lumio and an experienced fintech SaaS leader across risk, insurance, capital markets, and compliance. He has built and exited businesses to both strategic and financial buyers, and previously held C-suite roles at Star Compliance, Shore Group Associates, Thomson Financial, and Vertafore. Ed is a CFA charter holder with MBA degrees from Columbia and London Business School, and a dual-degree graduate of the University of Pennsylvania. He also hosts the <i>Banking on Data</i>&nbsp;podcast.</span><span style="color:black;"><o:p></o:p></span></p>