<p class="MsoNormal" style="-webkit-text-stroke-width:0px;color:rgb(0, 0, 0);font-family:Aptos, sans-serif;font-size:12pt;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0in;orphans:2;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;"><span style="font-family:Arial, Helvetica, sans-serif;font-size:11px;"><span style="font-family:Calibri, sans-serif;">Captain James Evanow is an international keynote speaker, trainer, and author. He also mentors select clients through his flagship program, "The 2 Degree Principle," offering breakthrough mentoring in personal and business growth and development.</span></span></p><p class="MsoNormal" style="-webkit-text-stroke-width:0px;color:rgb(0, 0, 0);font-family:Aptos, sans-serif;font-size:12pt;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0in;orphans:2;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;"><span style="font-family:Arial, Helvetica, sans-serif;font-size:11px;"><span style="font-family:Calibri, sans-serif;">James is a multifaceted entrepreneur with over 24 years of experience as a sea captain. His background as a businessman, coach, and keynote speaker uniquely positions him to help individuals overcome obstacles and seize opportunities to achieve their goals.</span></span></p><p class="MsoNormal" style="-webkit-text-stroke-width:0px;color:rgb(0, 0, 0);font-family:Aptos, sans-serif;font-size:12pt;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0in;orphans:2;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;"><span style="font-family:Arial, Helvetica, sans-serif;font-size:11px;"><span style="font-family:Calibri, sans-serif;">&nbsp;</span></span></p><p class="MsoNormal" style="-webkit-text-stroke-width:0px;color:rgb(0, 0, 0);font-family:Aptos, sans-serif;font-size:12pt;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0in;orphans:2;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;"><span style="font-family:Arial, Helvetica, sans-serif;font-size:11px;"><span style="font-family:Calibri, sans-serif;">In his keynote speeches and workshops, James shares compelling sea stories, making them relatable to the audience. His leadership skills, honed through mentoring crew members and employees, sometimes in life-or-death situations, combined with his entrepreneurial experience, make him an ideal candidate to impart valuable lessons on navigating turbulent times. James's coaching style, infused with passion, wit, and humor, inspires people to pursue their desired goals in both business and life.</span></span></p><p class="MsoNormal" style="-webkit-text-stroke-width:0px;color:rgb(0, 0, 0);font-family:Aptos, sans-serif;font-size:12pt;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0in;orphans:2;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;"><span style="font-family:Arial, Helvetica, sans-serif;font-size:11px;"><span style="font-family:Calibri, sans-serif;">&nbsp;</span></span></p><p class="MsoNormal" style="-webkit-text-stroke-width:0px;color:rgb(0, 0, 0);font-family:Aptos, sans-serif;font-size:12pt;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0in;orphans:2;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;"><span style="font-family:Arial, Helvetica, sans-serif;font-size:11px;"><span style="font-family:Calibri, sans-serif;">James particularly enjoys working with mid-level and upper-level management on their personal journeys, equipping them with tools to stay on course and reach their goals in an empowering manner.</span></span></p><p class="MsoNormal" style="-webkit-text-stroke-width:0px;color:rgb(0, 0, 0);font-family:Aptos, sans-serif;font-size:12pt;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0in;orphans:2;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;"><span style="font-family:Arial, Helvetica, sans-serif;font-size:11px;"><span style="font-family:Calibri, sans-serif;">&nbsp;</span></span></p><p class="MsoNormal" style="-webkit-text-stroke-width:0px;color:rgb(0, 0, 0);font-family:Aptos, sans-serif;font-size:12pt;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0in;orphans:2;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;white-space:normal;widows:2;word-spacing:0px;"><span style="font-family:Arial, Helvetica, sans-serif;font-size:11px;"><span style="font-family:Calibri, sans-serif;">He has traveled extensively throughout the United States and Canada, delivering training on emotional intelligence, accountability, servant leadership, and creative leadership in over 80 cities. James holds a coaching certification from Strategic Intervention, an organization founded collaboratively by Tony Robbins and the world-renowned psychologist Cloe Madanes. His passion for servant leadership and empowering others inspired his first book, "Wisdom from the Sea," which weaves tales of adventure at sea into a narrative of leadership and self-development.</span></span></p>

<p><span style="background-color:rgb(255,255,255);color:rgb(0,0,0);font-size:11px;"><span class="TextRun SCXW179225340 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:none !important;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">Kara Kennedy is president of </span><span class="TextRun SCXW179225340 BCX0 NormalTextRun SpellingErrorV2Themed" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-image:var(--urlSpellingErrorV2,url(&quot;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI1IiBoZWlnaHQ9IjQiPjxnIGZpbGw9Im5vbmUiIGZpbGwtcnVsZT0iZXZlbm9kZCI+PHBhdGggc3Ryb2tlPSIjRUIwMDAwIiBkPSJNMCAzYzEuMjUgMCAxLjI1LTIgMi41LTJTMy43NSAzIDUgMyIvPjxwYXRoIGQ9Ik0wIDBoNXY0SDB6Ii8+PC9nPjwvc3ZnPg==&quot;));background-position:0px 100%;background-repeat:repeat-x;border-bottom:1px solid transparent;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:none !important;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">ClearTrust</span><span class="TextRun SCXW179225340 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:none !important;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">, an award-winning stock transfer agent representing community banks. Kara applies over 20 years of experience in the financial markets to serve banks and shareholders; and also consults for transfer agents and banks in matters related to shareholder services and employee training. MEET KARA She serves on the Board of Directors of the Securities Transfer Association and is a published writer and speaker. Kara graduated Summa Cum Laude from the University of South Florida with a Bachelor of Arts degree in Finance and International Business. She completed the Business </span><span class="TextRun SCXW179225340 BCX0 NormalTextRun SpellingErrorV2Themed" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-image:var(--urlSpellingErrorV2,url(&quot;data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI1IiBoZWlnaHQ9IjQiPjxnIGZpbGw9Im5vbmUiIGZpbGwtcnVsZT0iZXZlbm9kZCI+PHBhdGggc3Ryb2tlPSIjRUIwMDAwIiBkPSJNMCAzYzEuMjUgMCAxLjI1LTIgMi41LTJTMy43NSAzIDUgMyIvPjxwYXRoIGQ9Ik0wIDBoNXY0SDB6Ii8+PC9nPjwvc3ZnPg==&quot;));background-position:0px 100%;background-repeat:repeat-x;border-bottom:1px solid transparent;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:none !important;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-contrast="auto" xml:lang="EN-US" lang="EN-US">Programme</span><span class="TextRun SCXW179225340 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:none !important;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-contrast="auto" xml:lang="EN-US" lang="EN-US"> of the Oxford Centre for Christian Apologetics in 2014 and graduated Summa Cum Laude with a Master of Liberal Arts degree from Harvard University.</span><span class="EOP SCXW179225340 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;line-height:24px;margin:0px;orphans:2;padding:0px;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:pre-wrap;widows:2;word-spacing:0px;" data-ccp-props="{&quot;201341983&quot;:0,&quot;335559740&quot;:360}">&nbsp;</span></span></p>

<p class="MsoNormal"><span style="font-family:Arial, Helvetica, sans-serif;font-size:12px;">Joe is a Managing Director at Darling Consulting Group, where he works directly with senior management teams on building customized balance sheet strategies to improve earnings and manage risk. Joe strives to be an expert in overall Asset Liability Management and educates ALCOs in the inevitable balance of regulatory accountability and financial performance. Joe speaks at numerous industry associations reaching thousands of bankers every year. He is an expert at helping bring clarity to the complex and delivers a high level of energy to his ALM presentations. Joe has been with DCG since 2005, where he has benefited from working with nearly a thousand ALCOs throughout the country on ALM and strategic initiatives. He lives in Boxford, MA with his wife and two daughters and has been an active member of the Big Brothers Big Sisters program. Joe is a graduate of the University of New Hampshire with a degree in finance.<o:p></o:p></span></p><div class="ewa-rteLine" style="cursor:text;height:auto;line-height:inherit;overflow:hidden;padding-right:10px;white-space:pre-wrap;"><br>&nbsp;</div>

<div class="OutlineElement Ltr SCXW78907269 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-color:rgb(255, 255, 255);clear:both;color:rgb(0, 0, 0);cursor:text;direction:ltr;font-family:&quot;Segoe UI&quot;, &quot;Segoe UI Web&quot;, Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px;orphans:2;overflow:visible;padding:0px;position:relative;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:normal;widows:2;word-spacing:0px;"><p class="Paragraph SCXW78907269 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:rgb(70, 75, 75);font-kerning:none;font-style:normal;font-weight:normal;margin:24px 0px 8px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;white-space:pre-wrap;" paraid="1368375937" paraeid="{1a990cd5-8821-42d6-82a3-392bcf1ba39e}{147}"><span class="WACImageGroupContainer SCXW78907269 BCX0 WACImageContainer NoPadding AttachedToBeginning DragDrop" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;cursor:move;display:inline-block;float:left;height:0px;left:-3px;margin:0px;min-height:3px;min-width:721px;padding:0px;position:absolute;text-indent:0px;top:-3px;user-select:text;width:718px;z-index:251677696;" role="presentation"><img class="image_resized WACImage SCXW78907269 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;aspect-ratio:1/1;border-style:none;height:auto;margin:0px;padding:0px;user-select:text;vertical-align:baseline;width:auto;" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAYAAAAfFcSJAAAAAXNSR0IArs4c6QAAAARnQU1BAACxjwv8YQUAAAAJcEhZcwAADsMAAA7DAcdvqGQAAAANSURBVBhXY2BgYGAAAAAFAAGKM+MAAAAAAElFTkSuQmCC" alt="Shape" unselectable="on" uploadprocessed="true" width="1" height="1"></span><span style="color:hsl(0, 0%, 0%);font-family:Arial, Helvetica, sans-serif;font-size:11px;"><span class="TextRun SCXW78907269 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:17.3333px;margin:0px;padding:0px;user-select:text;" data-contrast="none" xml:lang="EN-US" lang="EN-US">Annie is a member of the Analytics team, focusing on product development and automation. Annie’s experience includes developing new products and helping to streamline and automate existing products. She performs analytics to help identify fraud, waste, and abuse in payment data that can help highlight opportunities for internal control improvements. Annie has worked in a variety of industries including higher education, public sector, and commercial products.&nbsp;</span><span class="EOP SCXW78907269 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;line-height:17.3333px;margin:0px;padding:0px;user-select:text;" data-ccp-props="{&quot;201341983&quot;:1,&quot;335559738&quot;:360,&quot;335559739&quot;:120,&quot;335559740&quot;:260}">&nbsp;</span></span></p></div><div class="OutlineElement Ltr SCXW78907269 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-color:rgb(255, 255, 255);clear:both;color:rgb(0, 0, 0);cursor:text;direction:ltr;font-family:&quot;Segoe UI&quot;, &quot;Segoe UI Web&quot;, Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px;orphans:2;overflow:visible;padding:0px;position:relative;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:normal;widows:2;word-spacing:0px;"><p class="Paragraph SCXW78907269 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:rgb(70, 75, 75);font-kerning:none;font-style:normal;font-weight:normal;margin:0px 0px 8px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;white-space:pre-wrap;" paraid="674988608" paraeid="{1a990cd5-8821-42d6-82a3-392bcf1ba39e}{155}"><span style="color:hsl(0, 0%, 0%);font-family:Arial, Helvetica, sans-serif;font-size:11px;"><span class="TextRun SCXW78907269 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:17.3333px;margin:0px;padding:0px;user-select:text;" data-contrast="none" xml:lang="EN-US" lang="EN-US">She is a member of the Association of Certified Fraud Examiners and has received the Certified Fraud Examiner (CFE) designation. In addition, she holds an Alteryx Designer certification and is an ACL Certified Data Analyst (ACDA), which denotes expertise in performing data analytics with Alteryx and ACL Analytics software. Annie also has experience using SQL, Tableau, and Excel for data analysis, data visualization, and automation.</span><span class="EOP SCXW78907269 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;line-height:17.3333px;margin:0px;padding:0px;user-select:text;" data-ccp-props="{&quot;201341983&quot;:1,&quot;335559739&quot;:120,&quot;335559740&quot;:260}">&nbsp;</span></span></p></div><div class="OutlineElement Ltr SCXW78907269 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-text-stroke-width:0px;-webkit-user-drag:none;background-color:rgb(255, 255, 255);clear:both;color:rgb(0, 0, 0);cursor:text;direction:ltr;font-family:&quot;Segoe UI&quot;, &quot;Segoe UI Web&quot;, Arial, Verdana, sans-serif;font-size:12px;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;margin:0px;orphans:2;overflow:visible;padding:0px;position:relative;text-align:start;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;user-select:text;white-space:normal;widows:2;word-spacing:0px;"><p class="Paragraph SCXW78907269 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;background-color:transparent;color:rgb(70, 75, 75);font-kerning:none;font-style:normal;font-weight:normal;margin:0px 0px 8px;overflow-wrap:break-word;padding:0px;text-align:left;text-indent:0px;user-select:text;vertical-align:baseline;white-space:pre-wrap;" paraid="682574446" paraeid="{1a990cd5-8821-42d6-82a3-392bcf1ba39e}{161}"><span style="color:hsl(0, 0%, 0%);font-family:Arial, Helvetica, sans-serif;font-size:11px;"><span class="TextRun SCXW78907269 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:17.3333px;margin:0px;padding:0px;user-select:text;" data-contrast="none" xml:lang="EN-US" lang="EN-US">She is a </span><i><span class="TextRun SCXW78907269 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:17.3333px;margin:0px;padding:0px;user-select:text;" data-contrast="none" xml:lang="EN-US" lang="EN-US">summa cum laude</span></i><span class="TextRun SCXW78907269 BCX0 NormalTextRun" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;font-variant-ligatures:none !important;line-height:17.3333px;margin:0px;padding:0px;user-select:text;" data-contrast="none" xml:lang="EN-US" lang="EN-US"> graduate of Marquette University, Milwaukee, Wisconsin, with a B.S. degree in business administration with a major in information technology.</span><span class="EOP SCXW78907269 BCX0" style="-webkit-tap-highlight-color:transparent;-webkit-user-drag:none;font-family:Arial, Arial_EmbeddedFont, Arial_MSFontService, sans-serif;line-height:17.3333px;margin:0px;padding:0px;user-select:text;" data-ccp-props="{&quot;201341983&quot;:1,&quot;335559739&quot;:120,&quot;335559740&quot;:260}">&nbsp;</span></span></p></div>

<p><span style="color:hsl(0, 0%, 0%);font-family:Arial, Helvetica, sans-serif;font-size:11px;">Tori is a member of the Forensics &amp; Valuation practice specializing in forensics and litigation. She has over 7 years of experience providing forensic accounting, fraud investigation, and litigation support services. Tori has experience in fraud investigations, fraudulent conveyance, and fraudulent inducement. She also has experience calculating damages including lost profit and lost value. Tori has assisted throughout the litigation process from discovery through trial. She provides consulting services to clients in a wide range of industries, including utilities, energy, government contracts, healthcare, food &amp; beverage, technology, communication, banking, and transportation.&nbsp;</span></p><p><span style="color:hsl(0, 0%, 0%);font-family:Arial, Helvetica, sans-serif;font-size:11px;">Tori is a member of the American Institute of CPAs, Washington Metropolitan Chapter of Association of Certified Fraud Examiners, and Association of Certified Fraud Examiners (ACFE). She is a Certified Fraud Examiner (CFE). Tori has completed training on Caseware IDEA Data Analytics platform. She also has extensive experience in Excel including Power Query and Power Pivot. She is a graduate of the University of Richmond, with a Bachelor of Science in Business Administration with a concentration in Accounting and a minor in Latin American and Iberian Studies (Spanish).</span></p>

<p><span style="font-family:Arial, Helvetica, sans-serif;font-size:11px;">Jim Morris was a high school science teacher and coach in west Texas who miraculously made it the Major Leagues at the age of 35. His life story made cinematic history with the heartwarming and unforgettable Disney movie, The Rookie, starring Dennis Quaid. Jim pitched two seasons for the Tampa Bay Devil Rays reaching speeds up to 102mph and chose to retire to raise his children. Since 2000, Jim has been a highly sought-after motivational speaker traveling the world inspiring audiences to follow their dreams and never give up.&nbsp;</span></p><p><span style="font-family:Arial, Helvetica, sans-serif;font-size:11px;">In his latest book, Dream Makers: Surround Yourself with the Best to Be Your Best, Jim shares more of his incredible life story including the people who helped make him the success he is today: his Dream Makers.&nbsp;</span></p><p><span style="font-family:Arial, Helvetica, sans-serif;font-size:11px;">Jim has been honored to receive a Lifetime Achievement award from the Bobby Bragan Youth Foundation, a CAMIE award for Character and Morality in Entertainment for The Rookie, has been involved with BCFS, Arms of Hope, Texas Youth Commission and other philanthropic efforts. He launched his own Foundation in 2015 giving back to underserved communities and children.&nbsp;</span></p>

<p><span style="background-color:rgb(255,255,255);color:rgb(36,36,36);font-family:Arial, Helvetica, sans-serif;font-size:12px;"><span style="-webkit-text-stroke-width:0px;display:inline !important;float:none;font-family:&quot;Aptos Narrow&quot;, Calibri, sans-serif, &quot;Mongolian Baiti&quot;, &quot;Microsoft Yi Baiti&quot;, &quot;Javanese Text&quot;, &quot;Yu Gothic&quot;;font-style:normal;font-variant-caps:normal;font-variant-ligatures:normal;font-weight:400;letter-spacing:normal;orphans:2;text-align:left;text-decoration-color:initial;text-decoration-style:initial;text-decoration-thickness:initial;text-indent:0px;text-transform:none;white-space:pre-wrap;widows:2;word-spacing:0px;">Sean Payant, Ph.D., Chief Strategy Officer and Sr. EVP leads a team of more than 50 individuals from the consulting, account executive, creative and client services teams. Sean has more than 25 years of experience in the banking industry and has led team development and strategic planning sessions for financial institutions, for profit corporations and not for profit organizations. He has spoken at more than 200 industry banking schools, executive meetings and conferences to include The Bank CEO Network, Sheshunoff Affiliation, Bank Director, The Financial Brand Forum, numerous American Bankers Association (ABA) conferences, ABA Stonier Graduate School of Banking, Pacific Coast Banking School and numerous State Bankers Association and Community Bankers Association banking schools and conferences. He has authored or co-authored many articles for industry publications. Sean holds a Bachelor’s degree from Midland Lutheran College, and Master’s and Doctor of Philosophy degrees from the University of Nebraska-Lincoln.</span></span></p>

<p><span style="font-family:Arial, Helvetica, sans-serif;font-size:11px;"><span style="font-family:&quot;Arial&quot;,sans-serif;">Keather Snyder is the President and Chief Operating Officer at The Omnia Group, a leader in helping organizations optimize their talent selection, and continuously grow and inspire their workforce. Keather is a results-oriented leader with a track record of guiding organizations in cultivating the employee experience, engaging clients, and executing sales plans to drive business growth.</span></span></p><p><span style="font-family:Arial, Helvetica, sans-serif;font-size:11px;"><span style="font-family:&quot;Arial&quot;,sans-serif;">For over 25 years she’s sold and built global sales teams, created innovative marketing strategies and led exceptional client delivery and professional services organizations.</span></span></p><p><span style="font-family:Arial, Helvetica, sans-serif;font-size:11px;"><span style="font-family:&quot;Arial&quot;,sans-serif;">Prior to joining Omnia, Keather was with Deloitte Consulting, LLP leading Bersin Insight’s worldwide sales and client success team. &nbsp;While there she spoke at industry conferences and facilitated workshops on human capital trends and the future of work. At Omnia she continues to speak at industry conferences, client events and universities.&nbsp;</span></span></p>