<div class="Normal"><span style="font-family:'Arial';font-size:10.00pt;">Dave leads and manages the community financial institution sales team. He also is actively involved in building our top performing checking, marketing and training solutions. Using his previous hands-on and executive retail banking experience at a billion dollar asset bank, he is instrumental in the user experience of the websites and mobile apps that deliver our consumer checking solutions and the analytics tools that provide empirical clarity to checking financial performance upon which to customize our checking solutions to clients.</span></div> <div class="Normal"><span style="font-family:'Arial';font-size:10.00pt;">He is an active and sought out presenter at banking and retail-related conferences regarding innovations in financial technology, retail banking and other strategies employed by today&#8217;s best retailer marketers. Dave received his B.A. in economics and mathematics from Ohio Wesleyan University.</span></div> <div><span style="font-family:'Times New Roman';font-size:12.00pt;"></span></div>

<div><span style="font-family:Arial; font-size:10Pt;">Paul Elder is the chief strategy officer for Community Banc Consulting of Ohio, where he has served in a variety of roles for the past 18 years. Paul is the chief writer and creator of all CBC policies and information security program documents and processes. He has audited information security programs for 14 years. Paul is a regular presenter at the OBL Bank Management School, and has provided cyber security instruction to bank executives and board members, as well as presents at cyber security events for client customers. He is a graduate of The Ohio State University and holds the following designations: CISM (Certified Information Security Manager) by ISACA (Information Systems Audit and Control Association®).</span></div> <div> </div>

<div class="Normal_(Web)"><span style="font-family:'Arial';font-size:10.00pt;"><p style="margin-bottom:9.0pt"><span style="font-family:Arial, sans-serif; color:black; font-size:10Pt;">Trent Fleming serves as a trusted adviser to financial institutions on matters of technology, strategy and management. Trent's presentations consistently get the highest marks from his audiences. He serves on the faculty of the Graduate School of Banking at the University of Wisconsin, The Advanced Banking School at Penn State and the Graduate School of Banking at the University of Florida. He regularly contributes articles to industry publications and publishes the very popular banking newsletter “Trent's Comments.” Trent holds a Bachelor of Science in Economics and Finance from Christian Brothers University.</span><span style="font-size:12.0pt; font-family:&quot;Arial&quot;,sans-serif"><o:p></o:p></span></p> &nbsp;</span></div> <div><span style="font-family:'Calibri';font-size:11.00pt;">&nbsp;</span></div> <div><span style="color:black;font-family:'Times New Roman';font-size:14.00pt;"></span></div>

<p><span style="font-family:Arial; font-size:10Pt;">Buzz Hillestad is a Senior Vice President, Information Security Consulting and leads the DFIR team at SBS CyberSecurity, where he works to help organizations identify and understand cybersecurity risks to allow them to make better and more informed business decisions. Buzz is passionate about Digital Forensics and Incident Response. He was a driving force in the creation of the SBS DFIR team.</span></p> <p style="font-size:10Pt;"><span style="font-family: 'Arial'">Buzz received a Bachelor of Computer Information Systems for Business and has performed Master-level work in Information Security at the SANS Institute - an internationally recognized best source for cybersecurity education. He has been involved with information security practice in Healthcare, Banking, Government, and a variety of other industry verticals for over 15 years.</span></p> <p style="font-size:10Pt;"><span style="font-family: 'Arial'">Buzz is dedicated to sharing his cybersecurity, digital forensics, and incident response knowledge. He is an instructor for the SBS Institute certification program, hosts webinars, conducts trainings, and speaks nationally on cybersecurity topics. Additionally, Buzz is a blog author for SBS and has had numerous security articles published in magazines such as 45 Magazine, MED Midwest Medical, and a variety of banking association publications.</span></p>

<div><span style="font-family:'Arial';font-size:10.00pt;"><span style="font-size:10.00pt;"></span></span></div> <div><span style="font-family:'Arial';font-size:10.00pt;">Prior to starting TrustedSec, David was the Chief Security Officer (CSO) for Diebold Incorporated, a Fortune 1000 company, with locations in over 80 countries. He developed a global security program that tackled all aspects of information security and risk management.Kennedy started his professional career as a member of the United States Marine Corps (USMC), and was deployed to Iraq twice for intelligence related missions.David has had numerous guest appearances on Fox News, CNN, CNBC, MSNBC, the Huffington Post, Bloomberg, BBC, The Katie Couric Show, and other high-profile media outlets.</span></div>

<div><span style="font-family:'Arial';font-size:10.00pt;"><p class="MsoNormal"><span style="font-size:11.0pt;mso-fareast-font-family:Calibri; mso-fareast-theme-font:minor-latin"><span style="font-size:10Pt;">Scott Kennedy worked as an Information Technology Examiner and Auditor for 29 years. He has examined large and mid-size community banks and credit unions for the past 10 years. He is currently the Information Technology Supervisor for the State of Ohio, Division of Financial Institutions, and has a team of five that examine banks and credit unions throughout the State</span>.<o:p></o:p></span></p> &nbsp;</span></div> <div><span style="font-family:'Calibri';font-size:10.00pt;">&nbsp;</span></div> <div><span style="color:black;font-family:'Arial';font-size:10.00pt;"></span></div>

<div><span style="font-family:'Arial';font-size:10.00pt;">Brendan McGowan is Safe Systems&#8217; Chief Technology Officer. He oversees the development of strategic technology solutions that enhance our customers&#8217; ability to manage IT in a compliant manner. He also oversees the Safe Systems cloud infrastructure and provides guidance to our professional services teams. McGowan graduated from Georgia Southern University with a Business Management degree in Information Systems.</span></div>

<div><span style="color:black;font-family:'Arial';font-size:10.00pt;"><span style="font-size:10.00pt;">Jay Restel is a banking supervisor in the Supervision and Regulation Department at the Federal Reserve Bank of Cleveland. He is responsible for managing the information technology operations and resiliency risk specialists. He has spent his entire career with the Federal Reserve. He joined the Cleveland Reserve Bank in 1975 as an assistant examiner and has since been promoted to roles of increasing responsibility, including serving as the supervisory examiner and central point of contact for Huntington Bancshares Incorporated and Nationwide Mutual Insurance Company. His supervisory experience includes overseeing community, regional and multiple large complex banking organizations; applications, consumer compliance and technology service providers. Jay was appointed to his current position in August 2015. He holds a BS in accounting from the University of Dayton and a leadership certificate from the Ohio Bankers League.</span></span></div> <div><span style="font-family:'Calibri';font-size:11.00pt;">&nbsp;</span></div> <div><span style="color:black;font-family:'Arial';font-size:9.00pt;"></span> </div>

<div><span style="font-family:'Arial';font-size:10.00pt;"><span style="font-size:10.00pt;">Kevin Schmidt is a senior risk examiner for the FDIC based out of the Columbus, Ohio office with specializations in Safety &amp; Soundness and Information Technology examinations.&nbsp;He is also an FDIC information technology examination instructor.&nbsp;He has been a key member on technology projects to improve the effectiveness and efficiency of FDIC examinations that included the creation of ALERT, an automated loan analysis tool using queried loan data from banks, and the use of FDICconnect for examination purposes.&nbsp;</span></span></div> <div><span style="font-family:'Calibri';font-size:11.00pt;">&nbsp;</span></div> <div><span style="font-family:'Calibri';font-size:11.00pt;"></span> </div>

<div><span style="font-family:'Arial';font-size:10.00pt;">Steve Scott worked with the OCC for 28 years as a National Bank Examiner with Bank Information Technology specialty. He has worked in large and mid-size community banks, and has experience as an interagency service provider supervisor. He currently reports to the Chicago Field Office supervising Technology Service Providers. Steve also has 10 years experience working in private sector banking.</span></div>

<div class="Normal"><span style="font-family:'Arial';font-size:10.00pt;">Jon Waldman is a co-founder, executive vice president, IS Consulting and president, SBS Institute for SBS CyberSecurity, a premier cybersecurity consulting and audit firm dedicated to making a positive impact on the banking and financial services industry. He maintains his CISA and CRISC certifications and received his Bachelor of Science in Computer Information Systems and his Master of Science in Information Assurance with an emphasis in Banking and Finance Security from Dakota State University. Over the last 10 years Jon has helped hundreds of financial institutions across the country create and implement comprehensive, valuable and manageable Information Security Programs. He also conducts webinars and certification programs for the SBS Institute.&nbsp;</span></div> <div><span style="color:black;font-family:'Times New Roman';font-size:12.00pt;"></span></div>