OnCourse Learning

Compliance Regulations: Lending and Deposit Basics - 2 Part Series

Wednesday, May 26th, 2021 11:00 am - 1:00 pm ET

This is a two-part series to be held on May 26th and June 22nd. The prices above include all sessions. Each session can also be attended individually by clicking on the links below.

Presenter: Deborah Crawford is the President of Gettechnical Inc., a Virginia based training company. She specializes in the deposit side of the financial institution and is an instructor on IRAs, BSA, Deposit Regulations and opening account procedures. She was formerly with Hibernia National Bank (now Capital One) and has bachelor's and master's degrees from Louisiana State University. She has 30+ years of ... (more)

All Access Pass During the Month of June!

Tuesday, June 1st, 2021 9:00 am - 11:00 am ET

Gain access to a month’s worth of live webinars for just $795! June is a perfect time to explore the variety and depth of topics you can choose from to complement your compliance training program.

We offer webinars for all financial institution professionals from the front line to the board room.

Presenter:

Lending Regulations - The Basics

Tuesday, June 22nd, 2021 2:30 pm - 4:30 pm ET

This is Part 2 of a 2 Part Series on basic compliance regulations. To register for the full series, click HERE.

What?
Whether new to lending compliance or an old pro the key to complying with the lending compliance regulations is a thorough understanding of the basic requirements of each regulation. We see examiners cite more violations of requirements that have been in place for decades than we do requirements of newly effective rules.

Why?
This two-hour program covers the ... (more)

Presenter: Jack Holzknecht is the CEO of Compliance Resource, LLC. He has been delivering the word on lending compliance for 45 years. In 40 years as a trainer over 150,000 bankers (and many examiners) have participated in Jack’s live seminars and webinars. Jack’s career began in 1976 as a federal bank examiner. He later headed the product and education divisions of a regional consulting company. There he d... (more)

CRE Lending: Cash Flow, Cap Rates and Other Factors Seminar OnDemand with Live Streaming

Wednesday, June 23rd, 2021 10:00 am - 5:00 pm ET

Attend the CRE Lending: Cash Flow, Cap Rates and Other Factors Seminar from the convenience of your own office or home via Live Streaming Video as it happens on Wednesday, June 23rd (9:00 am – 4:00 pm Central Time), or at your own convenience with 6 months of OnDemand playback.

Banks continue to deal with commercial real estate (CRE) loans as a major portion of the loan portfolio. Also, many borrowers continue to hold significant amounts of income-producing or rental real estate on their balance sheets. Whether directly financing these assets or including the income stre... (more)

Presenter:

2 Day Commercial Real Estate Seminar OnDemand with Live Streaming

Wednesday, June 23rd, 2021 10:00 am - 5:00 pm ET

Attend the Commercial Real Estate Seminar OnDemand with Live Streaming from the convenience of your own office or home via Live Streaming Video as it happens on Wednesday, June 23rd and Thursday, June 24th (9:00 am – 4:00 pm Central Time), or at your own convenience with 6 months of OnDemand playback.

Want to get a comprehensive look at CRE lending and appraisals in a two-day program? Here it is. The first day will cover key analytical concepts in evaluating real estate cash flow and related non-financial factors or risks. It also exp... (more)

Presenter:

Quarterly Compliance Briefing: Summer 2021

Wednesday, June 23rd, 2021 2:30 pm - 4:30 pm ET

Keeping up with changes and deadlines in the compliance area gets more complex every year. Now, we can assist you with that task.

Carl Pry, a well known and highly respected compliance expert and recipient of the 2015 ABA Distinguished Service Award will be presenting a quarterly update that will address new items to be aware of, deadlines and what's on the horizon. In a simple language webinar format that you can view from your office, Carl will make sure you have the information you need to keep your financial institution i... (more)

Presenter: Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Managing Director for Treliant Risk Advisors in Washington, DC. Through his working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients t... (more)

CRE Appraisals: Reviewing & Interpreting Seminar OnDemand with Live Streaming

Thursday, June 24th, 2021 10:00 am - 5:00 pm ET

Attend the CRE Lending: Cash Flow, Cap Rates and Other Factors Seminar from the convenience of your own office or home via Live Streaming Video as it happens on Thursday, June 24th (9:00 am – 4:00 pm Central Time), or at your own convenience with 6 months of OnDemand playback.

An important part of the commercial real estate (CRE) lending process is the review and interpretation of the property appraisal. This program covers the major issues of the entire appraisal process, including a brief review of selecting and engaging a qualified appraiser, but focuses more on review... (more)

Presenter:

TRID Hot Spots

Thursday, June 24th, 2021 11:00 am - 1:00 pm ET

This webinar will take a look at hot spot areas related to TRID. Learn what examiners are citing as well as other common errors in plain English.

Get a heads up before examiners arrive! The TRID rules are complicated which can ultimately lead to errors and put your bank at risk. This webinar will point out what examiners are looking for and will also bring your attention to areas that are notorious for errors. Consider this webinar your “cheat sheet” to get you on the right track BEFORE your next examination.

Presenter: Jerod is the leader of Banker's Compliance Consulting’s training productions. He is a nationally recognized speaker. Whether it’s a conference, seminar, school, webinar or luncheon, it’s easy to stay engaged when he presents due to the amount of passion and energy he brings to each and every compliance topic. Jerod has spoken on behalf of the American Banker’s Association, BankersOnline, many stat... (more)

HR Basics for Supervisors

Thursday, June 24th, 2021 2:30 pm - 4:30 pm ET

Most HR legal blunders begin with managers because managers have the most daily contact with employees. It is often the actions and statements of managers that turn HR issues into legal issues. This webinar will review HR legal basics for managers and give them practical tools to avoid HR legal issues.

It is more important than ever that managers understand HR legal basics and how to have critical conversations with employees as the pandemic, social justice unrest and other challenging issues stress employees and workplaces. As employment litigation is on the rise, smart employers ensure that their managers have a solid foundation... (more)

Presenter: Jennifer S. Mirus is the Co-Chairperson of the Labor & Employment team at Boardman & Clark LLP in Madison, Wisconsin. Jennifer has been practicing employment law in Madison for over 24 years. Jennifer represents employers in all aspects of employment relations, including hiring, discipline and terminations, wage and hour issues, discrimination, ADA, FMLA, and harassment. Jennifer also has exten... (more)

Residential Construction Lending

Friday, June 25th, 2021 11:00 am - 1:00 pm ET

Community Banks are often faced with construction loan requests that are underwritten by Consumer and Commercial Lenders who apply the same underwriting standards used for retail and commercial loans to Residential Construction Loans. The problem with this approach is that Construction Lending is a highly specialized form of lending requiring a different approach. It is actually Asset-Based Lending, whereby funds are advanced based on the successful completion of various phases of the project and other requirements being met.

Many problems can occur during construction that ca... (more)

Presenter: Jeffery W. Johnson started his career with SunTrust Bank in Atlanta as a Management Trainee and progressed to Vice President and Senior Lender of SouthTrust Bank and Senior Vice President and Commercial Banking Division Manager for Citizens Trust Bank of Atlanta.

Proactive Relationship Customer Service

Monday, June 28th, 2021 2:30 pm - 4:00 pm ET

Customer service is personal. Excelling at moving from ordinary to extraordinary is key in being proactive in how we coach our client facing employees.

When it comes to servicing your customers, you need to think through the lens of the customer to move that experience from ordinary to extraordinary! What is the gap between where you are today and where you want to be in providing proactive relationship customer service? This program will focus on how to instill a culture of extraordinary through all stages of the customer relationship and how this will have an impact on your bottom line in producing meaningful results.

Presenter: Melissa Marvin is Chief Service Officer at Bank of Bennington. She has served the financial services industry for over 35 years, primarily in leading and managing sales tied to bottom line results. While she is experienced in financial services consulting for all lines of business, retail banking is a true passion. Past experiences include accountability for the sales and operations of a branch ne... (more)

Walking a Tight Rope: Loan Requests for Insiders

Tuesday, June 29th, 2021 11:00 am - 12:30 pm ET

Creative and out-of-the-box thinking are characteristics that directors and executive officers often exhibit, but when it comes to lending, these traits can cause one to be on the HOT seat! Regulation O violations are not only serious matters but often come with consent orders. This session is designed to review the requirements of the regulation, best practices, and to discuss recent enforcement actions against board and senior management positions. It is imperative that there is a thorough understanding of the fine details of Regulation O.

Presenter: Molly began her banking career on the teller line while working on her undergraduate degree and has continued working in the financial industry ever since. Some of her experience includes roles in operations, business resumption planning, consumer compliance, and conducting audits. Her favorite role is ensuring that her audience, whether on the sports field or in the financial industry, understa... (more)

Diversity & Inclusion in the Workplace

Tuesday, June 29th, 2021 2:30 pm - 4:00 pm ET

1 in 5 workers have experienced discrimination or unfair treatment at work. In today's workplace environment, organizations need to face a reality gap and realize more work needs to be done in this area.

While diversity and inclusion have been a part of the conversation and on the radar for many organizations, it is very apparent that more needs to be done. Despite this increased emphasis and scrutiny, it is widely believed that businesses face a reality gap: Results appear to be too slow. Tune in and learn how to close the gap between what is said about D & I at work and what needs to change or be improved upon.

More an... (more)

Presenter: Vicki’s 25+ years of Community Bank experience started at the family bank in rural Nebraska, serving as a bank teller and eventually becoming CEO. Vicki’s many years of banking include credit card lending experience where she was a member of the management team that launched the Cabela’s credit card program.

Small Business Lending in a Post-COVID World

Wednesday, June 30th, 2021 11:00 am - 1:00 pm ET

We certainly have evolved into a new and unusual age in banking, and in compliance in particular. The entire model of consumer and commercial banking has changed before our eyes, and many emergency measures were taken by Congress and the regulatory agencies (including SBA) in response to the pandemic. What will happen now after these measures are rescinded? How will you adapt your efforts to best serve your small business customers and remain in compliance with the many standards?

In this webinar, we’ll go into detail about compliance standards in small business lending. We’ll discuss the wrap-up and any residual activit... (more)

Presenter: Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Managing Director for Treliant Risk Advisors in Washington, DC. Through his working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients t... (more)

CAMELS Rating - Understanding the Components

Wednesday, June 30th, 2021 2:30 pm - 4:00 pm ET

The CAMELS rating system is the foundation for every safety and soundness exam. Examiners look at numerous assessment factors for each component to evaluate the board and management’s ability to manage risk. This webinar will address compliance considerations, examiner hot spots, and maintaining safe and sound financial performance. You will learn more about the big picture and how each department’s efforts fit together. Participants will receive a CAMELS report checklist that indicates which reports will aid in understanding how your institution stacks up on each CAMELS component.

Presenter: Molly began her banking career on the teller line while working on her undergraduate degree and has continued working in the financial industry ever since. Some of her experience includes roles in operations, business resumption planning, consumer compliance, and conducting audits. Her favorite role is ensuring that her audience, whether on the sports field or in the financial industry, understa... (more)

Escrow Accounts Compliance

Thursday, July 1st, 2021 11:00 am - 1:00 pm ET

This webinar will give you a clear understanding of how to set up and maintain compliant escrow accounts in plain English.

Compliance with the escrow requirements can be tricky as the rules are vague, some terms are not defined and some investors make up rules that contradict the regulatory requirements. If you are doing something wrong, you probably have done it systematically, which leads to more serious issues.

Presenter: David’s banking career began as a field examiner for the FDIC in 1990. He later became a Compliance Officer and Loan Officer for a small bank. In 1993, he established Banker’s Compliance Consulting. Along with his amazingly talented Team, he has written numerous compliance articles for prestigious banking publications and has developed compliance seminars that Banker’s Compliance Consulting produc... (more)

Alert! Marijuana and Hemp Accounts - Policy, Procedure and CIP

Tuesday, July 6th, 2021 11:00 am - 1:00 pm ET

Credit Union penalized for Pot! What does it mean to banks and credit unions everywhere? What does your marijuana and hemp program contain? Do you know if you have marijuana or hemp related businesses?

What was in the consent order between credit union and NCUA? Here is what the credit union agreed to do.

The Credit Union consents to the following terms and conditions of the Order and to take the following actions:

(more)

Presenter: Deborah Crawford is the President of Gettechnical Inc., a Virginia based training company. She specializes in the deposit side of the financial institution and is an instructor on IRAs, BSA, Deposit Regulations and opening account procedures. She was formerly with Hibernia National Bank (now Capital One) and has bachelor's and master's degrees from Louisiana State University. She has 30+ years of ... (more)

Executive Total Compensation – Strategies to Motivate and Incent

Tuesday, July 6th, 2021 2:30 pm - 4:00 pm ET

Compensation Trends and Best Practices in Today’s Banking Environment

We explore current trends in total compensation for bank executives and key officers. We focus on the key elements that make up the total compensation package: base salaries, annual incentives, long-term incentives, benefits and perquisites. The session provides an educational overview of various compensation elements, focusing on current trends/best practices within community and regional banks. This presentation also focuses on performance-based compensation approaches that community and regional banks s... (more)

Presenter: Michael Blanchard is the CEO of Blanchard Consulting Group. He has extensive experience in the human resources field and has conducted or supported over 500 compensation planning, market research, and organizational development projects over the past twenty-five years, with over nineteen years specific to the banking industry. Mike has presented to various national and state banking associations... (more)

Fair Lending: New Emphasis in 2021 and What It Means to Your Institution

Wednesday, July 7th, 2021 11:00 am - 1:00 pm ET

Fair lending is always a hot topic, of course, but even more so in 2021. We have a new administration with new priorities and goals, which are already translating into additional requirements and more strict enforcement. Are you keeping up with all the changes that will impact your institution? It is more critical now than ever to ensure your fair lending program covers all the bases. There are new ways of looking at lending patterns, activities, and risks, and new expectations from the agencies.

How is your fair lending program? Have you accounted for these new risks examiners are and will be looking for? This program will help... (more)

Presenter: Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Managing Director for Treliant Risk Advisors in Washington, DC. Through his working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients t... (more)

Problem Loan Workout in Today's Market

Wednesday, July 7th, 2021 2:30 pm - 4:30 pm ET

Attend this webinar to learn how to better manage “problem loans” and protect the rights of the bank in today’s market!

The webinar will begin with a review of the basics of how a commercial loan request “should be” processed in order to avoid a problem loan. This will include a brief review of “correct” business structure, the six (6) elements of proper loan structure, and the four (4) aspects of adequate loan support.

The webinar will then focus on what happens when a “good” loan turns into a “bad” loan i.e. the market has now turned down, tenants have left, and the payments are severely delinquent. What should the ban... (more)

Presenter: David L. Osburn, MBA, CCRA, is the founder of Osburn & Associates, LLC, a Business Training & Contract CFO Firm that provides seminars, webinars, and keynote speeches for bankers, CPAs, credit managers, attorneys, and business owners.

Call Reporting on Loan Related Items - Two Part Series

Thursday, July 8th, 2021 11:00 am - 1:00 pm ET

This 2 part series will take place on July 8th and 9th at 10:00 AM CT.

The Call Report has been subject to many changes over the course of 2020 and 2021 with continued impact by economic, accounting and regulatory changes. Our recent challenges related to the economic crisis under COVID-19 have added to the reporting burden for loans with changes impacting all financial institutions that will continue into 2021.

This 2-part webinar will help you learn the classification priority for reporting loan information correctly and will provide detailed information related to:

Presenter: Ms. Dopjera, a Certified Public Accountant, has 38 years of experience focused on accounting and regulatory reporting for financial institutions. During the first 18 years of her career, Ms. Dopjera held various positions with responsibility across all operational areas, to include accounting, internal audit, Call Report preparation and review while working for community as well as regional banks.... (more)

Call Reporting on Loan Related Items - Part 1

Thursday, July 8th, 2021 11:00 am - 1:00 pm ET

The Call Report has been subject to many changes over the course of 2020 and 2021 with continued impact by economic, accounting and regulatory changes. Our recent challenges related to the economic crisis under COVID-19 have added to the reporting burden for loans with changes impacting all financial institutions that will continue into 2021.

This 2-part webinar will help you learn the classification priority for reporting loan information correctly and will provide detailed information related to:

  • Loan classifications by Call Code.
  • Reporting unused commitments, reserves on unused commitments and risk weight... (more)
Presenter: Ms. Dopjera, a Certified Public Accountant, has 38 years of experience focused on accounting and regulatory reporting for financial institutions. During the first 18 years of her career, Ms. Dopjera held various positions with responsibility across all operational areas, to include accounting, internal audit, Call Report preparation and review while working for community as well as regional banks.... (more)

Best-Ever Compliance Checklists for Consumer Loans

Thursday, July 8th, 2021 2:30 pm - 4:30 pm ET

For several years, Anne Lolley has shared her popular compliance checklists with bankers. In her upcoming webinar, Anne will again offer and explain those checklists. The checklists will chronologically lead lenders and processors through the various lending compliance requirements, and financial institutions that properly use these checklists will virtually eliminate compliance errors.

The webinar will include a supplementary booklet explaining each checklist requirement. Upon request, Anne will e-mail the individual checklists to anyone attending this webinar. The individual checklists will be formatted in Word and can easily b... (more)

Presenter: For over forty years, Anne Lolley has been simplifying compliance issues for bankers. After earning her law degree from the University of Kansas, she joined the Kansas Bankers Association, where she developed its successful legal department and gave compliance-related seminars. She has been a compliance officer for two banks and currently works with Bank Consulting Services, where she continues to... (more)

Call Reporting on Loan Related Items - Part 2

Friday, July 9th, 2021 11:00 am - 1:00 pm ET

The Call Report has been subject to many changes over the course of 2020 and 2021 with continued impact by economic, accounting and regulatory changes. Our recent challenges related to the economic crisis under COVID-19 have added to the reporting burden for loans with changes impacting all financial institutions that will continue into 2021.

This 2-part webinar will help you learn the classification priority for reporting loan information correctly and will provide detailed information related to:

  • Loan classifications by Call Code.
  • Reporting unused commitments, reserves on unused commitments and risk weig... (more)
Presenter: Ms. Dopjera, a Certified Public Accountant, has 38 years of experience focused on accounting and regulatory reporting for financial institutions. During the first 18 years of her career, Ms. Dopjera held various positions with responsibility across all operational areas, to include accounting, internal audit, Call Report preparation and review while working for community as well as regional banks.... (more)

Introduction to Commercial Lending

Monday, July 12th, 2021 2:30 pm - 4:30 pm ET

This webinar covers the basics of Commercial Lending and is a must for all new commercial lenders and/or those individuals who want to explore this vital discipline!

The training session will begin with a brief overview of “conventional” commercial lending versus SBA lending. Additionally, the concept of “credit scoring” will be explored.

The webinar will also cover underwriting a commercial loan including a review of “financial statement analysis” (with emphasis on various cash flow analyses). Additionally, a standard loan “write-up” or written presentation format will be displayed.

The webinar will also cove... (more)

Presenter: David L. Osburn, MBA, CCRA, is the founder of Osburn & Associates, LLC, a Business Training & Contract CFO Firm that provides seminars, webinars, and keynote speeches for bankers, CPAs, credit managers, attorneys, and business owners.