OnCourse Learning

Bank Accounting for Beginners - 3 Part Series

Friday, July 31st, 2020 11:00 am - 1:00 pm ET

This 3-part series will be held July 31, August 4, and August 6, 2020

Designed for bankers new to the accounting department and those seeking a refresher course on the basic accounting concepts targeted for the activities of a financial institution. This series will cover:

  • General application of accounting practices for the major categories of assets, liabilities, equity, income, and expense. A sample balance sheet and income statement will be discussed.
  • An overview of the Accounting Standards Codification (ASC) and the conce... (more)
Presenter: Ms. Dopjera, a Certified Public Accountant, has 38 years of experience focused on accounting and regulatory reporting for financial institutions. During the first 18 years of her career, Ms. Dopjera held various positions with responsibility across all operational areas, to include accounting, internal audit, Call Report preparation and review while working for community as well as regional banks.... (more)

Bank Accounting for Beginners - Part 2

Tuesday, August 4th, 2020 2:30 pm - 4:30 pm ET

This 3-part series will be held July 31, August 4, and August 6, 2020. You can register for the series HERE.

Designed for bankers new to the accounting department and those seeking a refresher course on the basic accounting concepts targeted for the activities of a financial institution. This series will cover:

  • General application of accounting practices for the major categories of assets, liabilities, equity, income, and expense. A sample ba... (more)
Presenter: Ms. Dopjera, a Certified Public Accountant, has 38 years of experience focused on accounting and regulatory reporting for financial institutions. During the first 18 years of her career, Ms. Dopjera held various positions with responsibility across all operational areas, to include accounting, internal audit, Call Report preparation and review while working for community as well as regional banks.... (more)

Advertising Compliance

Wednesday, August 5th, 2020 11:00 am - 1:00 pm ET

Advertising compliance is often a challenge for many institutions. Marketing personnel aren't always experts with the technical advertising requirements established within the various regulations. And, those responsible for regulatory compliance are often excluded from the process until after an advertisement has been published. The challenge doesn’t end with just the technical components of an advertisement. UDAAP is also a huge concern. You have to be aware of the differences of luring someone vs. deceiving them (UDAAP).

This webinar will help you learn what you can say, what you can't say, when to say it, etc. Several ex... (more)

Presenter: David’s banking career began as a field examiner for the FDIC in 1990. He later became a Compliance Officer and Loan Officer for a small bank. In 1993, he established Banker’s Compliance Consulting. Along with his amazingly talented Team, he has written numerous compliance articles for prestigious banking publications and has developed compliance seminars that Banker’s Compliance Consulting produc... (more)

Opening Accounts for Nonprofits, Charity, Benefit and Associations

Wednesday, August 5th, 2020 2:30 pm - 4:30 pm ET

From clubs to campaigns, these organization accounts have different rules and procedures for each. Learn how to set-up these different nonprofit organizations, associations and corporations.

This program is a must for those who open accounts for community, civic and fund raising organizations. The documentation and signature card do’s and don’ts will be covered for your financial institution so that you can document authority, liability and on-going signatory rights on each.

Presenter: Deborah Crawford is the President of Gettechnical Inc., a Virginia based training company. She specializes in the deposit side of the financial institution and is an instructor on IRAs, BSA, Deposit Regulations and opening account procedures. She was formerly with Hibernia National Bank (now Capital One) and has bachelor's and master's degrees from Louisiana State University. She has 30+ years of ... (more)

Bank Accounting for Beginners - Part 3

Thursday, August 6th, 2020 11:00 am - 1:00 pm ET

This 3-part series will be held July 31, August 4, and August 6, 2020. You can register for the series HERE.

Designed for bankers new to the accounting department and those seeking a refresher course on the basic accounting concepts targeted for the activities of a financial institution. This series will cover:

  • General application of accounting practices for the major categories of assets, liabilities, equity, income, and expense. A sample ba... (more)
Presenter: Ms. Dopjera, a Certified Public Accountant, has 38 years of experience focused on accounting and regulatory reporting for financial institutions. During the first 18 years of her career, Ms. Dopjera held various positions with responsibility across all operational areas, to include accounting, internal audit, Call Report preparation and review while working for community as well as regional banks.... (more)

ESIGN and UETA for Deposits

Thursday, August 6th, 2020 2:30 pm - 4:30 pm ET

Alert! New E Sign legislation introduced in Congress

During the webinar we will cover the new bill introduced in Congress. E-SIGN currently requires consumers to reasonably demonstrate that they can access documents electronically before they can receive an electronic version, which is an outdated requirement that is no longer necessary given advancements in technology. The E-SIGN Modernization Act would remove this requirement, so once a consumer is provided with disclosure information and consents to receiving documents electronically, he or she can obtain them through tho... (more)

Presenter: Deborah Crawford is the President of Gettechnical Inc., a Virginia based training company. She specializes in the deposit side of the financial institution and is an instructor on IRAs, BSA, Deposit Regulations and opening account procedures. She was formerly with Hibernia National Bank (now Capital One) and has bachelor's and master's degrees from Louisiana State University. She has 30+ years of ... (more)

Fair Lending: Overview and New Developments

Friday, August 7th, 2020 11:00 am - 1:00 pm ET

Fair lending is a hot topic right now, as always. Despite changes in the regulatory and enforcement environment, there are issues every lender should be aware of. As well, there are new ways of looking at lending patterns, activities, and risks.

How is your fair lending program? Have you accounted for these new risks examiners are looking for? This program will help you to understand the extent and particulars of Regulation B, the Fair Housing Act (FHA), and guidance the regulatory agencies (including the CFPB) have introduced recently. We’ll also discuss trends in fair lending and the direction Congress, agencies, and the courts ... (more)

Presenter: Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Managing Director for Treliant Risk Advisors in Washington, DC. Through his working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients t... (more)

Financial Fraud in the COVID-19 World

Monday, August 10th, 2020 2:30 pm - 4:00 pm ET

The world is constantly changing but one thing remains the same, fraudsters! While social distancing will help keep you physically healthy, but it does not help when we talk about financial fraud. The fraudsters are ramping up new scenarios to take advantage of the fear that people are feeling while fighting an invisible foe. Join us to discuss the updated scams around the virus.

The "Financial Fraud in the COVID-19 World" webinar has been approved for 1 CAMS credit. Credits are redeemable for Live attendance only. Users must connect to the webinar individually and enter their name and email for reporting purposes. Accreditati... (more)

Presenter: Mary Kate Cole, AAP, CAE, principal of MK Cole Consulting, has nearly two decades of bank operations experience. Kate is an experienced ACH Auditor as well as speaker on payments related topics. She was VP of the Upper Midwest ACH Association for over 15 years. At that time, she was responsible for member education, ACH Audits and problem solving as well as ACH Development projects. Kate has been... (more)

Job-Specific BSA Training for Lending Department

Tuesday, August 11th, 2020 11:00 am - 12:30 pm ET

Your lending area is busier than ever. In the midst of this chaos you are still expected to adhere to the requirements of the Bank Secrecy Act and ensure you are following your policies and procedures to protect your institution from fraud incidents.

Lenders are often the first line of defense in identifying and reporting suspicious activity at your institution, but the transaction types and method for originating a new loan is often very different from the types of transactions and account opening methods used on the deposit frontline. Therefore, it’s crucial that lending department staff receive tailored initial and annual trai... (more)

Presenter: Dawn Kincaid began her banking career while attending The Ohio State University. She has 19 years’ experience in client service, operations, information technology, administrative and board relations, marketing, and compliance. Most recently Dawn served as the Senior Vice President of Operations for a central-Ohio-based community bank, where she created and refined policies and procedures, condu... (more)

New Technology: Cash Recyclers, Pod Banking & ITMs

Tuesday, August 11th, 2020 2:30 pm - 4:00 pm ET

Banking as we’ve known it is rapidly changing. Apps, pod banking, cash recyclers, interactive teller machines, and other new technologies are affecting how we do business and offering new challenges to security. This fast-moving presentation embraces these new changes by explaining how we can implement them to make them valuable and profitable to the financial institution, while maintaining effective security protocols. This presentation isn't based upon theory. It's a real-life, real-time program relating to issues that may contribute to an institution's losses.

Presenter: Arvin Clar is a nationally known instructor in security, police operations, and economic crime. He has been a speaker for many organizations, corporations, and trade groups, and has conducted security evaluations and assessments of financial institutions throughout the United States. His nearly 40 years of experience in the fields of risk assessment and analysis in the financial services industry ... (more)

Auditing Your Anti-Harassment Policy

Wednesday, August 12th, 2020 11:00 am - 1:00 pm ET

There has been an explosion of racial and sexual harassment allegations in both the press and in complaints to employers. Harassment is certainly not new. Yet now there is a new environment and more motivation to come forward. There are new laws and regulations and more are coming, all aimed toward reducing incidents of workplace harassment and bullying, encouraging employees to come forward, and protecting both alleged victims and witnesses from possible retaliation by employers. Employers who do not have up-to-date anti-harassment and bullying policies and effective procedures which implement those policies are at risk, both from the... (more)

Presenter: Bob Gregg, Boardman & Clark Law Firm in Madison, Wisconsin, has been involved in employment relations for more than 30 years. He litigates employment cases, representing employers in employment contracts, discrimination cases, FLSA, FMLA and all other areas of employment law. His main emphasis is helping employers achieve enhanced productivity, creating positive work environments and resolving emp... (more)

New Interagency Proposed Flood Insurance FAQs

Wednesday, August 12th, 2020 11:00 am - 1:00 pm ET

The Federal Reserve, Farm Credit Administration, FDIC, NCUA and OCC have proposed revisions to the Interagency Questions and Answers Regarding Flood Insurance. In addition to reorganizing the Q&As and making changes to provide more clarity on some existing topics, new Q&As were added to address escrowing, detached structures and force placement (just to name a few). Join us for this two-hour webinar and hear all about each one of the proposed FAQs.

Presenter: David’s banking career began as a field examiner for the FDIC in 1990. He later became a Compliance Officer and Loan Officer for a small bank. In 1993, he established Banker’s Compliance Consulting. Along with his amazingly talented Team, he has written numerous compliance articles for prestigious banking publications and has developed compliance seminars that Banker’s Compliance Consulting produc... (more)

Call Reporting on Loan Related Items - 2 Part Series

Wednesday, August 12th, 2020 2:30 pm - 4:30 pm ET

This 2 part series will take place on August 12th at 1:30 PM CT and August 13th at 10 AM CT.

The Call Report is constantly changing, producing confusion and many questions. Extensive changes took place over the course of the past few years and months and there are more on the horizon. Loan information on the Call Report provides critical credit information for regulators, especially in today's environment. Our recent challenges related to COVID-19 have added to the reporting burden with changes impacting all financial institutions.

This 2-part webinar will help you learn the classification priority for r... (more)

Presenter: Ms. Dopjera, a Certified Public Accountant, has 38 years of experience focused on accounting and regulatory reporting for financial institutions. During the first 18 years of her career, Ms. Dopjera held various positions with responsibility across all operational areas, to include accounting, internal audit, Call Report preparation and review while working for community as well as regional banks.... (more)

Call Reporting on Loan Related Items - Part 1

Wednesday, August 12th, 2020 2:30 pm - 4:30 pm ET

The Call Report is constantly changing, producing confusion and many questions. Extensive changes took place over the course of the past few years and months and there are more on the horizon. Loan information on the Call Report provides critical credit information for regulators, especially in today's environment. Our recent challenges related to COVID-19 have added to the reporting burden with changes impacting all financial institutions.

This 2-part webinar will help you learn the classification priority for reporting loan information correctly and will provide detailed information related to:

Presenter: Ms. Dopjera, a Certified Public Accountant, has 38 years of experience focused on accounting and regulatory reporting for financial institutions. During the first 18 years of her career, Ms. Dopjera held various positions with responsibility across all operational areas, to include accounting, internal audit, Call Report preparation and review while working for community as well as regional banks.... (more)

Call Reporting on Loan Related Items - Part 2

Thursday, August 13th, 2020 11:00 am - 1:00 pm ET

The Call Report is constantly changing, producing confusion and many questions. Extensive changes took place over the course of the past few years and months and there are more on the horizon. Loan information on the Call Report provides critical credit information for regulators, especially in today's environment. Our recent challenges related to COVID-19 have added to the reporting burden with changes impacting all financial institutions.

This 2-part webinar will help you learn the classification priority for reporting loan information correctly and will provide detailed information related to:

Presenter: Ms. Dopjera, a Certified Public Accountant, has 38 years of experience focused on accounting and regulatory reporting for financial institutions. During the first 18 years of her career, Ms. Dopjera held various positions with responsibility across all operational areas, to include accounting, internal audit, Call Report preparation and review while working for community as well as regional banks.... (more)

Cannabis Update: Marijuana and Hemp

Thursday, August 13th, 2020 2:30 pm - 4:30 pm ET

As states move forward in both marijuana and hemp, the federal law lags behind in the area of marijuana. Hemp on the other hand has been on a journey from the Farm Bill 2018 to the USDA regulations issued at the end of 2019. Where are we now? What is FinCEN’s position on hemp and marijuana?

During this program we will discuss, how to check your state statutes, understand where we are now both federally and on the state level with hemp and marijuana. As the federal government makes way for a new brand of hemp customers, we have t... (more)

Presenter: Deborah Crawford is the President of Gettechnical Inc., a Virginia based training company. She specializes in the deposit side of the financial institution and is an instructor on IRAs, BSA, Deposit Regulations and opening account procedures. She was formerly with Hibernia National Bank (now Capital One) and has bachelor's and master's degrees from Louisiana State University. She has 30+ years of ... (more)

Excel Explained: Speed Tips

Friday, August 14th, 2020 11:00 am - 1:00 pm ET

This enlightening webcast presented by David Ringstrom, CPA, will empower you to quickly accomplish tasks that might currently be taking you several minutes or even hours to complete. David explains a variety of Excel’s time-saving features and shares helpful tips, such as how to filter data faster, streamline repetitive tasks, create keyboard shortcuts, and access folders and workbooks easily.

David demonstrates every technique at least twice: first, on a PowerPoint slide with numbered steps, and second, in the subscription-based Office 365 version of Excel. David draws your attention to any differences in the older versions of... (more)

Presenter: David H. Ringstrom, CPA, is an author and nationally recognized instructor who teaches scores of webinars each year. His Excel courses are based on over 25 years of consulting and teaching experience. David’s mantra is “Either you work Excel, or it works you,” so he focuses on what he sees users don’t, but should, know about Microsoft Excel. His goal is to empower you to use Excel more effectively... (more)

Strategic Loan Pricing

Monday, August 17th, 2020 2:30 pm - 4:30 pm ET

With intense competition to capture loans, plus ever-changing levels of interest rates, it is important to have a strategic approach to loan pricing – not just matching or reacting to the competition. This program outlines the ways your bank can cover costs and meeting profit objectives by differentiating loan interest rates to reflect relative risk, plus knowing that you CAN win the borrower's business on a basis other than the lowest price.

This session will cover seven strategic concepts. Along the way, we will demonstrate how to measure loan profitability and calculate the required rate of return on a loan. We'll discuss ho... (more)

Presenter: Richard Hamm has been training bankers for 28 years, designing and delivering courses specializing in commercial lending and credit, including portfolio and risk management, commercial real estate (CRE) and appraisals, plus selling and negotiating skills, and director training. He also conducts eight senior lender forums on a periodic basis in multiple states and one series at the national level.

Most Common TRID Issues

Tuesday, August 18th, 2020 11:00 am - 1:00 pm ET

Even several years after the TILA-RESPA Integrated Disclosures (TRID) rule has been effective, along with a couple tweaks by the CFPB, compliance has been elusive. The rules can be so detailed and prescriptive that 100% accuracy is near impossible. After a year of light-touch exams, where lenders were expected to demonstrate a “good faith effort to comply,” scrutiny of TRID disclosures has become quite intense. Plus when you consider the legal liability of inaccurate disclosure of the many fees, identifying the many hot spots of TRID becomes paramount.

In this webinar we’ll explore those hot spots, gray areas, and frequently-viol... (more)

Presenter: Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Managing Director for Treliant Risk Advisors in Washington, DC. Through his working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients t... (more)

When to Coach? When to Supervise?

Tuesday, August 18th, 2020 2:30 pm - 4:00 pm ET

Most of us have had a supervisor our whole life. We go from parents to teachers to bosses. Even the top of the food chain in many companies will be reporting to a board of directors. On the job, everybody has somebody they are accountable to, but they may or may not have somebody they consider to be a coach. Likewise, all supervisors have people they are accountable for but may not have been taught how to fill the shoes of a coach with their direct reports. To lead effectively, you need to know when to wear which hat.

This webinar will encourage you to be prepared to be effective both as a coach and as a supervisor. How are they ... (more)

Presenter: Honey Shelton brings the best of both worlds to her speaking and training engagements. She has 30 plus years of experience as a training and quality improvement consultant for banks and banking associations across the country. Her substantial banking background includes spending three years as Executive Vice President/Chief Retail Banking Officer with a $1 billion south Texas bank.

HMDA Headaches and Cures

Wednesday, August 19th, 2020 11:00 am - 12:30 pm ET

HMDA reporting continues to be a challenge for many financial institutions and potentially expensive for some reporters. One of the ten largest HMDA lenders was fined $1.75 million on June 5, 2019 for filing multiple years of inaccurate reporting. Join this fast-paced webinar to learn about the top 10 issues that challenge HMDA reporters and receive valuable tools to avoid HMDA headaches in 2020. The information will include citations, tips, and real-life examples. You will learn important information that can cause reporting errors, including the top 10 issues.

Presenter: Susan Costonis is a compliance consultant and trainer. She specializes in compliance management along with deposit and lending regulatory training.

Implementing the Revised URLA: Here are the Details!

Wednesday, August 19th, 2020 2:30 pm - 4:00 pm ET

The redesigned Uniform Residential Loan Application (URLA) is a complete overhaul of a document that has remained largely unchanged for two decades. These changes have the potential to cause disruptions as this is a critical form relied upon by many during the mortgage loan process. Since change is inevitable, it is important that you begin now to prepare for a smooth transition!

Join us as we work through each of the FIVE (5) sections, line by line offering implementation and training tips throughout the way. As a change often brings challenges, we will discuss exercises to help train your lenders, potential processes to test, ... (more)

Presenter: Molly began her banking career on the teller line while working on her undergraduate degree and has continued working in the financial industry ever since. Some of her experience includes roles in operations, business resumption planning, consumer compliance, and conducting audits. Her favorite role is ensuring that her audience, whether on the sports field or in the financial industry, understa... (more)

Director Compensation and Compensation Committee Best Practices

Thursday, August 20th, 2020 11:00 am - 12:30 pm ET

Determining board compensation is often the responsibility of the compensation committee. In this session, we will discuss director compensation and benefit trends. A general breakdown of the various components included in director compensation packages will be provided. Both cash and equity will be discussed along with retainers, per meeting fees, committee fees, and chair fees. This session summarizes relevant compensation regulations and their impacts on director pay. Findings from our BCG director survey and trends survey will be incorporated as well.

In addition we will provide best practices surrounding the role of you... (more)

Presenter: Michael Blanchard is the CEO of Blanchard Consulting Group. He has extensive experience in the human resources field and has conducted or supported over 500 compensation planning, market research, and organizational development projects over the past twenty-five years, with over nineteen years specific to the banking industry. Mike has presented to various national and state banking associations... (more)

Compliance for Commercial Lending

Thursday, August 20th, 2020 2:30 pm - 4:30 pm ET

There are no compliance requirements on the commercial side of the house, right? Compliance is only for consumer loans and accounts, isn’t it? Of course that’s not even remotely true, but bankers are continually surprised how many laws and regulations apply to commercial lending activities. Even UDAP (Unfair or Deceptive Acts or Practices) applies to commercial loans – it always has. In this webinar we’ll review and discuss the regulatory requirements that apply to commercial loans so you won’t miss anything.

Examiners are also aware of these many requirements and the fact that many lenders overlook them; hence these exams can g... (more)

Presenter: Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Managing Director for Treliant Risk Advisors in Washington, DC. Through his working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients t... (more)

Digital Forensics & Incident Response

Friday, August 21st, 2020 11:00 am - 1:00 pm ET

Prevention is our primary focus in protecting our institutions, but how would we know if we failed to prevent an attack? Knowing what threats are realistic for your institution and how to detect them is a challenging task. Some statistics suggest it would take us more than 200 days to detect a breach. This would suggest we don’t know what realistic threats are to us and how to see them within our institutions.

Once we identify a threat, we need clear steps to contain, eradicate, and recover. In this session we will explore possible threats that we should be prepared for and how to build a program to protect against them. This progr... (more)

Presenter: Buzz Hillestad is a VP Information Security Consultant and heads the Incident Response team at SBS CyberSecurity in Madison, South Dakota. SBS is a premier cybersecurity consulting and audit firm dedicated to making a positive impact on the banking and financial services industry. Hillestad has a bachelor’s degree in Computer Information Systems for Business and has performed masters work in Info... (more)