This four part series includes the following webinars. Click each link for a complete description of what will be covered in each session. Each Webinar can also be purchased individually.
Construction loans for commercial real estate (CRE) remain a major part of commercial bank lending. Many community banks attempt to use versions of their residential formats and policies to administer commercial construction loans; however, this generally does not adequately control the situation due to several important differences between residential and commercial projects.
This program provides an overview of the key steps involved in effectively administering commercial construction loans.
Attend the 2 Day Deposit Regulations and BSA Officer Update Seminar from the convenience of your own office via Live Streaming Video as it happens on September 28th, and 29th (9:00 am – 4:00 pm Central Time), or at your own convenience with 6 months of OnDemand playback.
On day one, we will look at some of the “hot” issues for 2021. What is going on with the deposit side of the financial institution? Overdrafts, online account opening, savings accounts, certificates of deposit and interest reporting. This is a fast-moving all day program designed for compliance officers and staff who need an update and continuing education hours fo... (more)
Attend the Deposit Regulation Update 2021 Seminar from the convenience of your own office via Live Streaming Video as it happens on Tuesday, September 28th (9:00 am - 4:00 pm Central Time), or at your own convenience with 6 months of OnDemand playback.
During this program we will look at some of the “hot” issues for 2021. What is going on with the deposit side of the financial institution? Overdrafts, online account opening, savings accounts, certificates of deposit and interest reporting. This is a fast-moving all day program designed for compliance officers and staff who need an update and continui... (more)
In a sense, servicing consumer mortgage loans has always been a bit of the "wild west" of compliance, meaning there was little in the way of rules and regulations. But thanks to the COVID-19 events of 2020, including the difficulties so many borrowers are having with their loans, the flood of accommodation requests, and the unfortunate number of delinquencies and defaults, servicing, accommodations, and default management has become critically important. As well, after the financial crisis over a decade ago and resulting exposure of unsavory practices, rules were put into place by the Dodd-Frank Act. The CFPB has also issued additional reg... (more)
If you lead a team, and you need others to take direction from you in order to succeed, you will find this program of tremendous value. The webinar focuses on the techniques and strategies you need in order to lead and manage effectively.
This program will ramp up your leadership skills and address critical supervisory issues necessary to becoming an excellent team leader. If you are ready to take your commitment and skill set to the next level register today for this program, you will be eager to put to work what you’ve learned.
Join us, we will send you home with a toolbox to inspire your ... (more)
Attend the 2021 BSA Officer Annual Training and Update Seminar from the convenience of your own office via Live Streaming Video as it happens on Wednesday, September 29th (9:00 am - 4:00 pm Central Time), or at your own convenience with 6 months of OnDemand playback.
During this all day virtual seminar, we will cover all the 2021 BSA updates and look toward 2022 to see what else will be happening. We have had 3 chapters revised in the FFIEC BSA Exam Manual, the AML Act of 2020 passed in 2021, a notice of proposed rulemaking on beneficial ownership just to name a few of the happenings in 2021. You can ... (more)
The banking agencies recently issued proposed guidance on managing the risks of third-party relationships that will replace existing guidance. Vendor management has been an important issue for a long time, but it is apparent that the expectations will be increasing, no matter in what form the proposed guidance is finalized. The rise of fintech companies and their participation in the banking industry has changed the landscape of risk in important ways, and financial institutions need to adapt.
In this webinar, we’ll discuss the proposed guidance and what these new expectations are, and how to best improve your vendor management pro... (more)
AML/BSA compliance has been quite popular in the news lately. The Anti-Money Laundering Act of 2020 made several substantial changes to the BSA statute, and it’s now up to FinCEN and the prudential regulators to put them into practice by amending the regulation and exam procedures. Most critical is a change to the beneficial owner rules that took effect in 2018; eventually (key word there) these requirements will be shifted onto businesses to be maintained in a government database. How should financial institutions deal with that now though? As well, we’ll see changes in SAR procedures and the inclusion of federal AML priorities into indiv... (more)
What is “appropriate” work appearance? Do you have the right to tell employees what to wear? This has become a sometimes volatile issue. Employees wear message in support of “social justice” issues such as “Black Lives Matter” and others wear contrary views. Opposing political message on buttons, hats, shirts, or COVID masks generate arguments, and complaints by customers. States are adopting “hair style discrimination” and “personal appearance rights” laws. The laws are changing, and increasing – FAST! How much can an employer dictate styles of dress, hair, perfume or jewelry? When do company appearance rules become discriminatory... (more)
Consumer collections used to rather straightforward. When a consumer went delinquent their lender typically picked up the telephone and the parties came up with a plan to bring the account current. However, times have changed and it is more difficult than ever to simply reach out to a delinquent customer to discuss their account. Now consumers are ignoring your phone calls or not giving you consent to contact them on their cellphones, consumer attorneys are parsing your collection letters to see if they are in violation of a myriad of consumer protection laws and individuals are employing the services of out of state debt settlement/con... (more)
Completing Loan Estimates and Closing Disclosures can be tricky but completing them for a construction loan can be a downright challenge. Construction loans are an area where the CFPB was slow to issue guidance which just added to the confusion. In July 2017, they issued a Final Rule that provided many substantive updates to TRID which ultimately cleared up a lot of questions surrounding construction loans. Compliance with these updates was mandatory October 1, 2018. Are you in compliance? Or, do you need a refresher? Let us get you on the right track!
The "TRID: All About Construction Loans" webinar has been approved for 2.5... (more)
Use discount code TOOLKIT20 for 20% off of this webinar and toolkit.
*Code is only valid for "OSHA COVID Emergency Temporary Standard - Financial Institution Compliance Toolkit", and is available through October 1, 2021.
President Biden introduced his COVID Plan on September 9, which includes significant new obligations for Banks with 100 or more employees. OSHA will be releasing an Emergency Temporary Standard which will require that all employees are tested weekly for COVID exposure unless the employee qualifies for proof of vaccination (... (more)
What would happen if you were called upon to give a deposition in court on a signature card for an account you opened thirteen years ago at an institution for which you no longer worked? What would you say when an attorney asked you to remember the customer’s intentions when you opened that account?
This actually happened. A banker had placed an “X” on the signature card in between JTWROS and JTWOROS. In this informative program, you will learn that your signature cards are a legacy that you leave the bank for many years to come. How a signature is set up can impact your customer’s FDIC coverage. It is critical that bankers clearl... (more)
The art of audit report writing demands far more than simply listing the four elements of a finding - criteria, condition, cause, and effect. Even adding a fifth element, the recommendation, may be insufficient. This boilerplate approach to writing can threaten independent, critical thinking and undermine the entire audit process, ultimately tarnishing the credibility of the auditor. Skilled auditors require a method that aligns what they experienced during the reviewing process with what they compose during the writing process.
This highly specialized webinar offers a deep and useful toolbox of techniques that auditors can use w... (more)
During this program we will cover everything a BSA officer needs to know to run a good program.
We will study the new issues in 2021 including the new revised exam manual chapters, the new AML Act, the status of CTR changes and many other pending issues.
The "BSA Officer Update" has been approved for 2 CAMS credits. Credits are redeemable for Live attendance only. Users must connect to the streaming individually and enter their name and email for reporting purposes. Accreditation is va... (more)
This is a two-part series to be held on October 5th and 6th. The prices above include all sessions. Each session can also be attended individually by clicking on the links below.
This 2-part webinar will focus on loan information reportable in the Call Report which provides critical information for bank management and regulators. The rules for coding loans reported in Schedule RC-C and reporting conditionally vs. unconditionally cancelable commitments in RC-L and RC-R dictate how loans are to be reported on many schedules within the Call Report to include risk weighting and... (more)
This is for Part 1 only. For series pricing, CLICK HERE.
This 2-part webinar will focus on loan information reportable in the Call Report which provides critical information for bank management and regulators. The rules for coding loans reported in Schedule RC-C and reporting conditionally vs. unconditionally cancelable commitments in RC-L and RC-R dictate how loans are to be reported on many schedules within the Call Report to include risk weighting and the calculation of capital ratios in Schedule RC... (more)
This program covers important legal issues and concepts which must be understood and consistently applied to enforce the Bank’s liens and other legal rights, avoid litigation and better serve customers. The goal is to provide an opportunity to learn or confirm your understanding of a variety of legal issues lending personnel deal with daily.
The Federal Reserve began notifying financial institutions in early 2021 regarding new FedLine security requirements. FedLine Solutions have been identified as a critical component of the U.S. electronic payments system and efforts to secure this system are increasing as cybercrimes continue to increase in complexity and frequency. The Federal Reserve has many layered controls and embedded security components in the FedLine service, but each organization plays a vital role in safeguarding the payment messages and information that are transmitted over FedLine. The Federal Reserve Security and Resiliency Assurance Program “Assurance Program”... (more)
This is for Part 2 only. For series pricing, CLICK HERE.
On May 29, 2013, the U.S. Department of Treasury, along with several federal agencies, including the Social Security Administration, the Department of Veterans Affairs, the Railroad Retirement Board, and the Office of Personnel Management, published the Rule on the Garnishment of Accounts Containing Federal Benefit Payments. The rule supersedes the laws of many states pertaining to how financial institutions process garnishments. It will also apply to the processing of state tax levies and warrants.
Regulation CC is the regulation governing the availability of funds for transaction accounts and the holds which financial institutions can place on checks. This regulation was passed in 1988 and continues to be one of the toughest compliance problems in financial institutions around the country.
There are many questions, such as can we place a hold on a cashier’s check? How many days can we hold checks on a new account? Does this apply to business accounts? Do we have to give the hold while the customer is there or can we mail it later? These questions will all be addressed in this informative and easy to follow webinar for the f... (more)
Spend this webinar with an ACH Auditor and hear what she looks for when performing the ACH Audit and ACH Risk Assessment.
The ACH Rules have been changed to move the current ACH Appendix Eight to the ACH Guidelines. What does this mean for your ACH Audit? Do you expand what was in Appendix Eight? Are there other compliance areas, like government payments, that you should add to your audit? Join us and we’ll answer these questions and more.
During this program we will cover all the compliance issues for opening deposit accounts online. This includes Customer Identification Program (CIP), Federal Regulations, Signature Cards, Signatures and new Customer Due Diligence (CDD) rules.
We will discuss the action steps required on your internet website to comply with new account opening procedures on all types of deposit accounts.
The "Remote Authorization Landscape and Fraud - Online Account Opening Update" has been approved for 2 CAMS credits. Credits a... (more)