Financial Literacy Resources

As well as the OBL's exciting partnership with financial literacy leader Everfi Inc., the following financial literacy resources are for financial institutions, educators, community groups and consumers. These consumer education programs and initiatives are some of the most useful available today. Many of these programs offer curriculum guidelines, instructional materials and other free consumer-oriented literature.

MoneySmart
Money Smart, from the FDIC, is a comprehensive financial education curriculum designed to help low and moderate income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships. Money Smart has reached over 2.75 million consumers since 2001. Research shows that the curriculum can positively influence how consumers manage their finances, and these changes are sustainable in the months after the training.

Peanuts & Crackerjacks

The guiding philosophy of the Federal Reserve Bank of Boston’s Peanuts & Crackerjacks program comes from Alfred Marshall, the renowned British classical economist, who defined economics as "the study of mankind in the ordinary business of life," connecting marketplace activity and other aspects of life. The program uses professional baseball as a metaphor to examine the economic issues of real life. In nine modules (innings), Peanuts & Crackerjacks addresses 14 of the 20 voluntary content standards established by the Foundation for Teaching Economics to guide economics instruction in American schools.

Money Math: Lessons for Life
Money Math: Lessons for Life from the U.S. Treasury is a four-lesson curriculum supplement for middle school math classes, teaching grade 7-9 math concepts using real-life examples from personal finance. The 86-page book is a teacher's guide with lesson plans, reproducible activity pages, and teaching tips. A teacher needs only one copy of Money Math: Lessons for Life to teach several classes of students.

Free to teachers, the program was developed by the Center for Entrepreneurship and Economic Education at the University of Missouri-St. Louis in accordance with national school mathematics standards. The lessons were tested in Missouri schools and received rave reviews. Teachers need not be experts in personal finance to use Money Math in the classroom; questions and answers are clearly provided in the book.